Monday 4th January 2016. What DFW stuff will you do today?

maria3104

Hi

Thanks everyone for widow/car advice.

Have a good day all.

Maria

DottyBearP

Hope that it's okay to jump in, I'm hoping putting my list on here will make me more motivated to stick with it!

* Check freepostcode lottery, BzzAgent, CheckoutSmart, OnePulse
* Check bank account and transfer pennies to savings
* Dinner from plan - Thai coconut chickpea curry and rice
* Breakfast and lunch from cupboards
* List 5 items on eBay
* Heating on to dry washing and then off for the rest of the day
* Shops only to buy ginger - forgot it during the food shop!
* Free coffee from Waitr0se
* Jen's cleaning challenge
* Study, study, study

Chimi

Hi,
First time I have written on here but I felt for the widow and have been in a similar position to you.

I'm so sorry for the loss of your friend.

We were in exactly the same position last August when my brother-in-law died.
After talking to the finance company we took the car back to the garage he originally bought it from (we called them first and made an appointment) to sell back to them but as there was light damage on the car they offered us a very low price that wouldn't cover the finance.
We then sold the car privately. We were lucky a neighbour was looking for a family car, we sold it to him for the amount outstanding on the finance. He was happy to have a family car at good price and the finance people got there money back. We kept the finance company fully informed all the way through and they didn't put any pressure on us for the money.
I hope this helps.

Flowers2015

Hello everyone, sorry to hear about your friend Maria :-(

Today I have sent the kids to school with a packed lunch and instead I'm throwing the £10 I would have given them at my credit card.

I have also signed up to lots of survey sites and already earned 15p Hahahaha

:-)

twiggy86

Morning all!

Sorry I haven't popped by over Christmas and New Year - so hope you all had a good time.

Today I have/will:-
* Post on here!
* Check banks
* Eat slightly stale cereal for breakfast to use it up!
* Take lunch to work
* Do washing up
* No TV on this morning
* Check energy bill - happy still in credit by £145 but the cold weather hasn't really hit yet
* Check signature, spreadsheet etc up to date
* Charge phone in work
* Check FPL
* Speak to OH about something I bought for him over xmas to see if he actually wants it or whether I should return
* Put clean bedding away

Meant to be going for dinner tonight for OH's brothers birthday but OH doesn't get along with his sister so not sure if we'll go or not. But if we don't I have no idea what to cook for dinner!

FinallyGettingFree

Happy New Year all

I'm determined to start the new year off properly and will be making a nutritious lentil daal for dinner, with leftovers for our lunches tomorrow.

Hope everyone has a good day!

carrielovesfanta

Morning folks,


Thanks to maria for starting us off and welcome to any new posters


Maria - I'm pretty sure that you can't inherit a debt that's not in your name. The finance must be settled using the estate, so she could end up with nothing from the estate, but once the money is gone, it's gone. However, if the house was solely in his name, then it would form part of the estate. In this case then, it would definitely be best to get some expert advice. I don't know enough about how they would approach this type of debt - perhaps they would try for something like a charging order? Def a case for citizen's advice.


Spent yesterday evening crocheting and back in work today. Feels good to be back in a routine at least.


Today's list:

• B/L/D from stores. Got some lamb chops and ratatouille in the slow cooker.
• Charge phone in work
• Run at lunch time
• Sort budget sheet and email to OH
• Made a rough meal plan over breakfast
• Crochet later

Will have to add some bits through the day. Doesn't seem like much!


Have a good one all


clf x

JHiggins91

Hi all,

As many of you are I'm also back to work today and it's extremely busy! The bubble of being incredibly quiet for the past month or so seems to have burst

Today I will-
Survive work (hopefully)
Call and arrange for a larger monthly DD for my credit card after discussing this with my OH.
Chase up blind company for new house
Arrange babysitter for tomorrow as OH is back tomorrow whilst childminder isn't back until Wednesday
Apply for at least 2 new jobs tonight
Go for a run tonight after everything is settled

chocolatelover93

Hi everyone, thank you Maria for the start.

Not had a chance to read just wanted to quickly come on and post my list:

• FPL
• Lucky phone
• Survey/s
• Enter a few comps
• Man coming to fit water meter
• Tidy house a bit
• B/L/D from stores

Think that is about it for now, will be back on later and catch up on the posts I've not yet read

xx

ClootiesMum

Hi folks - thanks for starting us off Maria

I'm still off today courtesy of the 2nd Jan holiday for banks

Not much went on yesterday as DH was off. Thanks for asking about him chocolate lover. It's just constant pain that he's in and the painkillers can make him sleepy & dozy at times. Just waiting on a new knee and bone build up below and above the knee.

So today's plan

• Check banks
• NSD
• All meals from stores
• Quick blitz of house
• Ironing
• Tidy spare room :eek::eek:
• Shuffle of kitchen cupboard contents
• Also - as I'm back at work tomorrow and I have a 121 quite early I'll need to prep for that

Already done

• Occupational Health for DH has been phoned
• Holiday company e-mailed for a free night away on our next holiday

Yes - you're right - a few of these have been carried over - but today they need to be done.
Must pop off now - have a good day y'all