So..what do you want to achieve in 2016?

Newyorkdreams

My goals for 2016:

Pay off 2 credit cards and £12, 000 worth of debt - £500 paid towards CC1.


Save £200 per month for holidays and emergencies - £200 saved.


Complete Mini NYD Memory Book of first year - no action yet.


Reach target of 70lbs weight loss - 2.5lbs lost in 2016, total of 26lbs lost since April.


Exfoliate once a week - no action yet. To start on Sunday.


Drink 2 litres of water per day - really bad at this! Must try harder.


Attend exercise class once per week - ditto above.


Organise weekend away with good friends - started to look at places to go and when.


Read 4 books – 3 got for Christmas plus one extra - read 5 chapters of book no. 1.


Read influence blog and prepare reflective notes for personal development - nothing yet.


Update Mini NYD’s Baby Book with her ‘firsts’ nothing yet.


Declutter Kitchen Cupboard nothing yet.


NYD xxx

timefortea

Here are mine:
Pay off last of debt
Save £4,000 (some of that in a Help to Buy ISA)
Finish my PhD
Knit three jumpers/cardigans
Cook one new thing per month
Read 12 novels

Ellieseleven

My first update for 2016:


My goals for 2016:

1. Pay back the remainder of my debt by December 2016 and become debt free. £663/£9376

2. Keep within a budget of £250 for clothes during the year. £0/250

3. Save £2 a day towards Christmas 2016. £92/736

4. Save £1,000 in my emergency fund. £390/1000

5. Have a total 12 NSD's per month. 8/12 NSD

6. Make the effort to catch up with family and friends at least once a month. Working at it


Ellie x

lee111s

I have £1500 on a 0% card for 12 months, I want this paid off by the end of August.




I have around £8000 outstanding on a car loan which I would also like paid off by the end of August.


I'm going to Ibiza in September and so I'll need to save around £1000 for that, I also have around £300 to pay off the balance of the holiday by July 3rd.


After all bills are paid, if I leave myself £400 for the month to include food and entertainment, I will have £1000 available to pay off my debts so the above is doable (I have around £3000 in savings already)

sugarcube84

I've got one main goal for 2016


- become debt free

then I've got another list, more of a to do list than anything
- save and go on holiday (30% done)
- finish house
- sell house (move into rented to enable us to move quickly if a house we like goes on the market, in our chosen area closer to work and school)
- start saving for big deposit for dream house

AspiringButAnxious

1. Continue paying my debt, overpaying if/possible. SO day today, so another £200 paid off. I think I will overpay an extra £9 next week, to bring it down to an even £13,000 remaining!

2. Save £1500 in my emergency fund; aiming for £1000 by the end of May. Currently £498.22, which is infuriating because I want to get over £500 NOW! Lol!

3. Save £500 in rainy day fund. Currently £35. I have been prioritising the EF, but might start paying them both similar amounts each month.

4. Use Amazon vouchers earned from surveys to pay for presents and treats for myself. Used £6.09 to buy myself an ebook. I should be aiming to get my mum a birthday present, but in my defence the ebook is about money

5. Get off benefits — preferably by earning at least £90 per week through self-employment, or by getting a job if I am able (I have long term mental health problems which affect my ability to work). No action yet.

6. Lose 120lbs. Currently a smidge over 260lb and my initial target is 140lb. Now 256.5lb, having lost 6lb.

7. Meditate and do yoga regularly. I feel better when I do this, but don't get around to doing it often enough! Been meditating most days, but not done any yoga.

8. Redraft my novel to a good standard. Made rewriting notes on first 2 chapters, but progress is slower than intended.

9. Try to get an agent, when the novel is in a decent state. No progress, since novel is not in decent state.

10. Write the draft of another novel. No progress; focusing on rewriting novel.

11. Do an Arvon course — my mental health and finances may prevent this, but I would really like to go on a residential writing course and Arvon has a fabulous reputation. They do grants for people of limited means, but this would not cover the total cost. No action yet.

12. Submit at least 25 short stories to literary journals or competitions. These can be stories I've already written, as well as new ones. No progress.

FlacosFloozie

Hi guys, hope everyone's making progress to their goals. January update from me
1) Stay debt free Done
2) Save 5k towards house deposit and £500 emergency fund £547.42 saved
4) Run 5k in 30 minutes 39 minutes
5) Run 10k without stopping 6.5k
6) Run in an organised race Signed up for the Zombies, run virtual race
7) Keep the house in a fit state for visitors Not a showhome but acceptable
8) Declutter the house 2 bags froom wardrobe to charity
9) Try something new once a week Mainly new routes to run
10) Do something sociable at least once a week Not very good on this one
11) Look more put together Nope :rotfl:
12) Finish my course module A bit of work done
14) Update course log monthly Nope
15) Be healthier Have drunk more water
Good luck to everyone for February.

TheGlamourCuraror

Hello!!
I think this should be my very first post as it's inspiring..
I would like to get rid of both credit cards - £1550
Go to New York for my birthday - partners treat not mine!
Loose two stone
Be happy and enjoy life
Reduce my outgoings and try harder with my money!
Finish my post graduate course

twiggy86

Hi all - Please can I join?! Just read through all your posts and I'm feeling inspired by you all so I may steal some of your ideas!

My aims for this year:-
* Become debt free (£1,776.21 remaining)
* Overpay mortgage by £1,200 (currently £100)
* Get EF up to £1,500 ( currently £1,000)
* Pay off holiday and save £1,000 for spending money (not planning to spend it all necessarily but going for my 30th and want to be able to do what I want!)
* Continue renovation on house without incurring debt
* Run twice per week
* Run 5k in 30 minutes (stolen from Floozie!)
* Enter 12 running events (completed one and signed up to another 2)
* Lose 1 stone
* Eat breakfast
* Read 6 books

All seems doable!

lonestarsky

Update 1:

1. Pay off loan 1 - should be paid off on next payday :j
2. Get loan 2 below £4K - still got a bit to go but can throw more at this once the above loan is gone
3. Pay at least £5K to mortgage - 897.70/5000
4. 10 NSDs per month - managed 10 in January
5. Make an extra £2016 - 728.91/2016
[STRIKE]6. Master matched betting[/STRIKE] DONE
7. Spend less than last year on the following categories: groceries, clothes, footwear, mobile, gas/electric, nights out/meals out, takeaways, home insurance - all less in January, so far so good!
8. Write a short story every week - managed this in January
9. Submit a short story every week - managed this in January
10. Finish my novel draft - ongoing
11. Blog 6 times per month - managed 4 in January, think I might aim for an average of 6 per month instead
12. Submit a freelance article - not yet
13. Set up will and POA - not yet
14. Take a photograph every day - managed this in January
15. Do project 333 - started 1st January, ongoing
16. Keep house organised and clutter-free - ongoing, doing OK so far
17. Clear out garage - not yet
18. Try at least one new thing per month - yes! Matched bettung and pheasant plucking in January!
19. Meditate daily for 100 consecutive days - at 32 days
20. Prepare a business plan - not yet
21. Finish the 4 courses I'm currently doing (photography, short stories, crystal therapy, angel healing) - plan to tie up all 4 during February
22. Do my second degree Reiki training - booked for end of February
23. Learn basic coding - not yet