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2016 - A year of 16 Challenges
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Time for another update for today. Not much achieved as I was helping at sons school but I suppose something is better than nothing
1. Stash Busting - 60/365 days of no spending
Items made 121/2016
No craft spendingbut nothing made:(.Really must try and make mother's day cards tomorrow.
2. Decluttering 451/2016
Decluttering sales Me 48 - £103 Dan - 1 - £2
14 more things sold and collected today including my sons old car bed which has made my landing lovely and clear and gave me a small space in the upstairs cupboardAlso made me £55 better off
3. Make £2016 - £220/£2016
£55 added from declutter sales today
4. Starting weight 12st 4lb - Weight Now - 12st 0lb
Been really bad today and ate lots of chocolateAm baking a banana cake for afters though - does that count?
5. Sealed pot challenge - money started to be added
5 £ coins added from declutter sales today
6. NSD - 35/120
Needed a loaf tin for my banana cake but went to local shop and remembered I had a credit note so spent no money todayReally pleased with how many NSD's I have managed over the past two months
7. Amazon Pot - £109.76/£200 (£29.76 left over from last year)
Nothing done today
8. 16 outlets - 0/16
No progress made
9. Store Cupboard Challenge 13/52
Yes good old jacket potatoes tonight which is good as I need to go food shopping
10. New meals 3/12 - tuna fishcakes, savoury bread and butter pudding & savoury pancakes
No
11. Flylady Challenge 45/352
Hoovered the whole of the downstairs today
12. Handmade Christmas 1/50
No new progress:)
13. Save/pay off 16k - £3201.27/£16k
£15 transferred into savings from decluttering sales. More to follow
14. Project Life 2/13
No new progress
15. Quality Time 11/52
No guitar lessons and homework got in the way
16. Phoning Parents - 9/52
Will try if I have timeMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Hi everyone, here to report on today's efforts!
1. Take a packed lunch to work at least 16 days a month - (13/16)
yep!
2. Do at least 15mins Flylady-ing a day - (9/29)
not yet, there's still time right?
3. Reach my step target on Fitbit 25 days a month (7/29)
gonna have to a bit of marching about the house to get there!
4. Use the 'seven' fitness app at least 25 days a month
still failing this one
5. Achieve 10 No-Spend-Days a month (11/10)
Heh! 11/10
6. Keep YNAB up to date daily - yes
7. Overpay mortgage by £5000 (£1409.56/£5000) :T
8. Complete at least 30 surveys per month on survey sites (30/30)
achieved yesterday so day off today!
9. Claim work expenses on time every month (due by 29/2)
Filled in today, just need to press submit!
10. Meal plan for all week day meals
Not done march yet...
11. Declutter 2016 items in 2016 - 29/2016
5 things posted to ebay buyers today but I think I already put them on my total yesterday
12. Unsubscribe from at least one spam email everyday - yep...
13. No buying books or magazines in 2016 yep!
14. Read 16 books in 2016 2/16
15. Make one new recipe a month - yes
16. Batch cook two things for the freezer each month - 4 things (smug!)
Looking forward to starting a new month tomorrow :rotfl:
0 -
A new month so a reset of some of the totals...
1. Declutter 2016 items
Cleared out my wedding cupboard yesterday whilst trying to find ink and a stamp. Can not find the stamp anywhereCleared a whole bunch of magazines and leaflets from when we've been to wedding fairs though and the cupboard is lovely and tidy
189/2016
2. Read 16 Books
No, was reading the news about Macedonia as we were there last week
1/16
3. Make 3 homemade meals a week
Curry for tea last night as the fridge is pretty empty now, there is no actual food in it!
1/3
4. 16 no spend days a month
Nope, bought mothers day presents, cards for birthdays, present for birthday and I treated myself to a Lush face mask
0/16
5. Exercise 4 times a week (I have signed up to a triathlon in July so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Not this morning, had to be in work super early!
0/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Will transfer this weeks, last weeks and the monthly after this
7. Clean/tidy for 16 minutes per day
Did a bit of tidying on the dining room table, it seems to have a sign saying "Dumping Ground" on it and sorted washing
8. Do at least 3 pages of my Travel scrapbook per month.
Did another page last week but still further behind than I would like to be
2/36
9. Bring a packed lunch at least 16 12 times a month.
Yep, first day is going well!
1/12
10. No buying any unnecessary toiletries and using the stash first
I did buy a hair mask and face mask last night. The hair mask was because I wanted to try it but the face mask is because my skin isn't in a great way at the moment!
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
Didn't buy any yesterday but will have to buy a stamp tonight as I can't find the one I bought. Hoping it'll turn up once I have and I can return it!
12. One Two meal a week to be shopped for in the kitchen cupboards
Yep, we were scraping the bare bones!
1/2
13. Do 16 random acts of kindness that cost nothing
Yesterday when buying cards there was a lady struggling with all her bags so I sorted them out for her
4/16
14. 16 days out with family/friends that doesn't include holidays
5/16
15. 16 days out with H2B that doesn't include holiday
3/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
Have to give my Nana her wedding invite as she's blind and won't understand what it is through the post so that's a definite for this week!
0/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
Pinch, punch, 1st March already!
1. Take a packed lunch to work at least 16 days a month - (1/16)
good start
2. Do at least 15mins Flylady-ing a day - (0/29)
3. Reach my step target on Fitbit 25 days a month (0/29)
too rainy today (but did get there yesterday in the end)
4. Use the 'seven' fitness app at least 25 days a month
5. Achieve 10 No-Spend-Days a month (1/10)
6. Keep YNAB up to date daily - yes
7. Overpay mortgage by £5000 (£1409.56/£5000) :T
8. Complete at least 30 surveys per month on survey sites (0/30)
9. Claim work expenses on time every month (due by 31/3)
Feb all signed off in plenty of time
10. Meal plan for all week day meals
Not done march yet...
11. Declutter 2016 items in 2016 - 29/2016
12. Unsubscribe from at least one spam email everyday - yep...
13. No buying books or magazines in 2016 yep!
14. Read 16 books in 2016 2/16
15. Make one new recipe a month - not yet
16. Batch cook two things for the freezer each month - not yet - it's only the 1st :rotfl:
0 -
Hi all,
I was out watching my son compete in a County Athletics competition yesterday so really did not achieve anything. However although he did not win I was exceptionally proud of my little man
I did however managed no craft spending and a NSD
I've got another busy day today so I'm hoping that I will find the time at some point to squeeze in a couple more challenges from my listMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
1. Declutter 2016 items
Didn't really achieve any of this yesterday unless we count recycling going out?!
189/2016
2. Read 16 Books
Yep, read quite a bit of Our Man in Havana last night
1/16
3. Make 3 homemade meals a week
Spag bol... the cupboards are getting bare. Think it'll be a trip to Mr. T tonight!
2/3
4. 16 no spend days a month
Not yesterday, I think this is my hardest challenge, there's always something little!
0/16
5. Exercise 4 times a week (I have signed up to a triathlon in July so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Not this morning, woke up way to late
0/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
H2B has a friend coming around so I did a quick whip around
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 16 12 times a month.
Yep
2/12
10. No buying any unnecessary toiletries and using the stash first
None
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
Still didn't get the stamp as they didn't have any I liked in town, am going somewhere else this evening so will give it a try, it is for the wedding though so it's allowed
12. One Two meal a week to be shopped for in the kitchen cupboards
Yep, we were scraping the bare bones!
2/2
13. Do 16 random acts of kindness that cost nothing
4/16
14. 16 days out with family/friends that doesn't include holidays
5/16
15. 16 days out with H2B that doesn't include holiday
3/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
Have to give my Nana her wedding invite as she's blind and won't understand what it is through the post so that's a definite for this week!
0/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
16 Challenges for 2016
1, Declutter 2016 items in 2016
98 Feb so 210/2016 for year
2, Read 16 Books in 2016
1 so 3/16 for year
3, Enter 16 Competitions per Month
25/16
4, Complete 16 Surveys per Month
18/16
5, Make £2016 in 2016
Jan £71.60 & Feb £82.51 so £154.11/£2016
6, NSD 16 per Month
1
7, Save £1 per day for 366 days
29/29 so 60/60 for year
8, Save 1p per day (backwards, started at £3.66)
29/29 so 60/60 for year
9, 16 Quality days out with Youngest Daughter
1
10, 16 Minutes tidying up everyday (sort drawers, paperwork etc)
5/16
11, List 16 things to sell per month
8/16
12, Pay £16 extra off CC each Month, CC1 3% & CC2 1%
£16/£16
13, Lose 16 lbs in 2016, Starting weight from Hospital appt 25/01/16 11st 5 lbs#
0/16
14, 16 Store Cupboard Meals a Month
4/16
15, Delete 16 items from the computer per month (Pictures, Documents, PDF’s)
20/16
16, Make one new recipe a month
0/1218monthstogo (Government Retirement Date 2034)
Change of Attitude for 2016: Pay, Save,& Invest
Work on Net Worth: Assets - Liabilities.
Totals 1st April 2016 £8091, May £8703, June £9343, July £101590 -
1. Declutter 2016 items
Went food shopping :j and so had to make a bit of room in the freezer, decanted things into bags instead of the half used boxes/packets and it's all much tidier now
194/2016
2. Read 16 Books
Yep, read quite a bit of Our Man in Havana last night
1/16
3. Make 3 homemade meals a week
H2B was in college yesterday afternoon/evening so he made pizza before he went, was nice and easy when I got home hungry from Mr. T.
3/3
4. 16 no spend days a month
Nope, tescoooooos!
0/16
5. Exercise 4 times a week (I have signed up to a triathlon in July so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Not this morning, Osteopath yesterday and a lot of pain today
0/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
Not really, was exhausted. I put the fridge/freezer shopping away and left the rest for H2B, it was all clean and tidy anyway though
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least [STRIKE]16[/STRIKE] 12 times a month.
Yep
3/12
10. No buying any unnecessary toiletries and using the stash first
None
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
Hobbycraft didn't have the stamp I wanted either so have now bought it on ebay and it should be coming tomorrow, not counting it as it's wedding related
12. One Two meal a week to be shopped for in the kitchen cupboards
That's 3 meals with very little food in the house, pretty proud!
3/2
13. Do 16 random acts of kindness that cost nothing
4/16
14. 16 days out with family/friends that doesn't include holidays
5/16
15. 16 days out with H2B that doesn't include holiday
3/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
Going this evening to my blind Nana to give the wedding invite
0/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
1. Declutter 2016 items
Was out most of last night
194/2016
2. Read 16 Books
1/16
3. Make 3 homemade meals a week
Went out for my Uncle's 60th but challenge already completed this week.
3/3
4. 16 no spend days a month
Yep, got the ball rolling!
1/16
5. Exercise 4 times a week (I have signed up to a triathlon in July so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Not this morning, a lot of pain today
0/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
Nope
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 16 12 times a month.
Yep
4/12
10. No buying any unnecessary toiletries and using the stash first
None
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
None
12. One Two meal a week to be shopped for in the kitchen cupboards
Same as above
3/2
13. Do 16 random acts of kindness that cost nothing
4/16
14. 16 days out with family/friends that doesn't include holidays
6/16
15. 16 days out with H2B that doesn't include holiday
3/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
Didn't get there last night as H2B was late leaving work
0/4 (I have two to visit)
Not the best of days yesterday!!
My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
Hi all,
Sorry for not posting for a while but the last few days have been manic
Well done rdone and millionaire to be - great progress
Here's my progress for the last few days:-
1. Stash Busting - 64/365 days of no spending
Items made 127/2016
No craft spending and 6 things made
2. Decluttering 465/2016
Decluttering sales Me 49 - £138 Dan - 1 - £2
4 old ink pads which had dried up thrown away and also sold over 100 sheets of toppers via facebook which were collected today (will count the toppers as 10 items)
3. Make £2016 - £255/£2016
£35 from declutter sales
4. Starting weight 12st 4lb - Weight Now - 12st 0lb
Best not go here at the moment. Been very naughty with chocolate and pizzas
5. Sealed pot challenge - money started to be added
No new money added:(
6. NSD - 37/120
One NSD to report
7. Amazon Pot - £109.76/£200 (£29.76 left over from last year)
Not had time to rack up any more vouchers (or even points towards vouchers)
8. 16 outlets - 0/16
Booked another craft fair for two weeks time
9. Store Cupboard Challenge 15/52
One to report
10. New meals 3/12 - tuna fishcakes, savoury bread and butter pudding & savoury pancakes
No not over the last few days
11. Flylady Challenge 49/352
Small amounts of housework done each day
12. Handmade Christmas 1/50
No new progress although if a couple of bits I've made for craft fairs don't sell they will make perfect presents for a couple of people
13. Save/pay off 16k - £3410.05/£16k
£199.85 paid in from facebook decluttering sales and an AI refund and 8.93 interest transferred into savings
14. Project Life 2/13
No new progress
15. Quality Time 11/52
No, just not had any time what with after school clubs, competitions, school events and dentist appointments
16. Phoning Parents - 10/52
Yes, phoned parents todayMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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