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Skinny Latte's Mortgage Mugging
Comments
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Yay, congrats! :Ta penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0
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Congratulations
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Nice to read some lovely news.
Well done :TAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Fantastic news xSealed pot challenge 822
Jan - £176.66 :j0 -
Skinnylatte wrote: »Gosh I'm just reading your footer, what an impressive mortgage journy you must have had!
It was tough at times but am glad it's over - I miss the focus of trying to be MF though!Skinnylatte wrote: »Ooooooh my goodness I got the job, I just got a 25% pay increase
:j:j:beer::beer::T:T
:j:j:j:j:j:j:j:j:T:T:T:T:T:T:T:T
Fantastic news - well done you!!! :beer: Amazing pay rise
xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star0 -
Thank you all for your warm wishes. It's taken a few days but the news is sinking in. Ive told my boss and my notice is going in tomorrow, I have to give 2 months unfortunately, but never mind. The pension is only half as good, and I have to pay all my expenses up front and then claim them back, but these are small things that are far outweighed by the rise.
The job is homebased, so I need to get in touch with my accountant to see what tax breaks there might be for that, and of course there's no commute :j, there will be a fair bit of travel but that I'm used to.
and I also need to look for a good cash back credit card to use for the expenses.
More later xxPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Sounds very nice. Perhaps make up the difference in pension from the pay rise? 0
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Hi Skinnylatte,
Just a quickie to say I've read your diary and I'm subscribingStarting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
Balance as of Sept 2014 £165,803
Balance as of Feb 2015 £163,360
Balance end of July 2015 £159,050
Balance as of Jan 2017.... £138,033:j0 -
Phew, well been bit of whirlwind couple of weeks. I've managed to negotiate a months notice, which means I'm leaving on 30th Sept. I am taking a week off which is not all frugal as I won't get paid for 10 days. However I'm going to make sure that I work on my other businesses for a week and get them into good shape. Because of the pay rise I'm getting I shouldn't be too much worse off.
Life feels very 'out of control' right now. Like I need to rein everything in, write it all down and ground myself.
Financially I'm just treading water
I pledge to redo my soa and write in here morePay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Checked my mortgage numbers today and updated the old signature. Nearly 5% gone, but it needs to be going faster than that :rotfl:
Took DS for his 2nd interview today for the royal marines, he has to go back in 6 weeks when he's bit fitter, they've given him a training plan.
Bought my brothers birthday pressy through TCB today and made a whole 58p, also found 1p in the carpark, I have put it in my offset account, every little helps :TPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150
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