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Not Buying It- A Consumer Holiday 2016

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  • mavvymoo
    mavvymoo Posts: 2,152 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    Afternoon Shipmates

    I am still aboard and not needing that life belt yet :D

    Clothes are my weakness and I can very proudly say I spent nothing on any kind of clothes,shoes,boots last month.

    I am enjoying the challenge to be honest and reading all your posts helps so much :T I have money still left in my purse that I drew out in mid Jan which is unheard of for me :o Its addictive and I am only buying what I need and thinking about that !

    Mav x

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • Hi everyone, well here we are the start of another NBI month, can't believe how quickly January went!
    Last month I did pretty well, most days were NSD, however I went up to Cheshire Oaks with the boyfriend yesterday and bought a few things in the Superdry shop. It's an outlet shop so prices are considerably less than the RRP and I had some money left over from Christmas which I was saving for when I went up there, so technically I didn't spend money from my monthly budget. Still felt guilty spending it, I think I just don't like parting with money!
    Made herb crusted Pollock with sweet potato fries the other day, tasted all the better knowing it was all ingredients that I had in the house. Looking forward to seeing what other things I can make. Oooh which reminds me, my work is having a potluck supper next week and we all have to bring a dish, does anyone have any frugal recipes/ideas on what I could take?

    Saw a quote this morning and thought it was pertinent to this thread:
    " Everytime you spend money you're casting a vote for the kind of world you want." - Anna Lappe.

    Lou :-)
    Life isn't about waiting for the storm to pass, it's about learning to dance in the rain.
  • savingpennies
    savingpennies Posts: 696 Forumite
    Part of the Furniture 500 Posts Photogenic
    edited 1 February 2016 at 7:30PM
    Great to read everyone's comments. It really keeps me motivated.
    A pretty productive day today.
    I sorted out my jewellery and have put a lot into a bag for the charity shop. It was virtually unwearable as it was all a big tangled mess.Is jewellery actually alive? How does it tie itself in knots in my jewellery box? After untangling it all I put up a couple of hooks to hang the long necklaces on and put the more delicate necklaces into little voile bags that I acquired several centuries ago and had up until today failed to find a use for!

    This morning I made a vegetable stew using up some mushrooms and peppers and beans which I will just 'ting' at teatime. There will be enough to feed the freezer too. I seem to have a custard mountain so we will be having bananas and custard for dessert for the forseeable future!

    I started my very first online course today (Literature and mental well being) with Future Learn. I read about these free online courses in last years NBI thread but I can't for the life of me remember who it was that mentioned Future Learn but if you are reading this thank you. I am absolutely loving waking up my tired old brain and doing something different with my time.

    Snap, I've signed up for the same one. I love futurelearn and have done a few of their courses and all for free. The trouble is there are lots of interesting ones and it's difficult to choose which ones not to do!

    I did go out spending today in £land but not on anything impulsive: two black currant bushes and some potato growing sacks. I do find £land a dangerous place to go. I think 'oh it's only a pound' and get to the till and suddenly that's £20 gone. Today I had a good look round for future reference (dog chews, shower gel, disinfectant) to compare prices and then just bought what I wanted.
    Books - the original virtual reality.
    Tilly Tidying:
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Bake Off Boss!
    Hello all.

    I did mention future learn last year, so it may or may not have been me!

    I am currently starting week five of managing your money ( guide to investments) but have done liads of their courses.

    Hope everyone is well and NBI!

    Bexster :)
  • Aril
    Aril Posts: 1,877 Forumite
    1,000 Posts Combo Breaker
    Day 32/366 I've done several of the Futurelearn courses- they're a great idea aren't they! I've managed another NSD today. Last week's rummagings in the cupboard yielded a huge bag of crystallised ginger and a tin of veg soup that I bought accidentally ages ago. To fill the oven I made a batch of ginger rock buns [just replaced the usual quantity of dried fruit with the same amount of ginger] and a mushroom toad in the hole with the soup used as gravy. Have been to another local cafe today [going out for coffee with friends or family is one thing I really do enjoy] but dear chum paid this time as we take it in turns. We discovered today that they do a cracking good deal on coffee and cake after 2pm. We swapped a load of mags which have been passed on to us by other people and made plans to do some more walks together. Mr GBT and I have been for a walk tonight- good free exercise. Arilx
    Aiming for a life of elegant frugality wearing a new-to-me silk shirt rather than one of hair!
  • mirry
    mirry Posts: 1,570 Forumite
    Here I am again, reporting in for duty:D

    Well what a busy month January was, I made every effort not to spend lots on our food shop, spending £25 a week instead of the usual £90 for four adults and 1 fur baby.
    Luckily I had two freezers full of YS food and a nectar card with £20 on it which helped a lot.

    We also had some spends,
    We had to visit my daughters chosen future uni, and had to stay in a hotel for the night which I booked on quidco for £49 and then realised I had £29 to claim back so grabbed that ;)
    We had a meal out £40, petrol there and back £60 :eek:

    We also booked two camping holidays for the year paying deposits on both £80.

    But no silly spends, totally in control and it feels good :D
    Kindness costs nothing :)
  • tooties
    tooties Posts: 801 Forumite
    I think i spent money every single day in January,

    February is a new leaf for me

    here goes
    :j
  • Ahoy there!

    chirpycheap - what an excellent idea for those little bags!! I have some which are so pretty I have been loathe to part with and was thinking of them for regifting - but most of my friends are now at the stage where they want consumable presents which dont fit into them - now I have a use for them!! :A
    Thrifty Jeans - love that quote!
    Tooties - Enstien said 'He who never made a mistake never made anything' Climb back on board the good ship NBI for inspiration and help. My biggest tip for NSDs is to only put x amount each week in a purse. Everytime you want to spend look in - have you got enough to get to the end of the week??? I carry my card with me AND NEVER USE it but its there for emergencies only but in the days before I was strong enough I used carry an emergency tenner instead!

    Well, I did go food shopping today and came out of L!dil with 2 full bags having spent the princely sum of £7.53 :j This will keep me going for about 2 weeks!! Why did I used to spend about £50 a week and never have' anything in the house to eat'???? Always cooked from scratch but kept to recipes instead of adapting to what I had in! :D

    In the NBI spirit today have been trawling round my mortgage companies to find out that some are no longer lending and others want min salary of £25,000 to consider any changes!!! One more to go and we will see what I can do there tomorrow (have 2 buy to let mortgages on my tenanted houses - it doesnt make me a fortune as there seems to be an endless stream of repairs!! But it allows me to work only 4-6 hours most days i.e. be semi retired :D
    Am planning to tackle Bt tomorrow as well! Wish me joy!
    Nite all
    Aim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
    NSDs 2015:185/330 (allowing for hols etc)
    LBM: started Jan 2012 - still learning!
    Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j
  • Lyn P - also really enjoyed that film 'Now You See Me' :)


    Chirpy Cheap (and others) thanks for the FutureLearn tip


    WildThing - re. cars, investigate ALL options...leasing isn't for me as we have pets (usually a no no etc) and I do a lot of miles for which you have to pay more for...


    As regards buying a new car, I don't always think they are a bad deal - it depends how much you pay in the first place. I always imagine a car lasting 10 years and divide the cost by 10 to give a cost per annum. I bought my car for 7k new, but couldn't have got a 1 yo car for £6,300 or a 2 yo one for £5,600, so am happy with my deal.


    Also factor in freebies such as roadside assistance, insurance, servicing deals and the cost of road tax varies widely.
  • I know we are NBI, but for all those who might spend at Sainsbobs Fri-Sun, they are doing a nectar points giveaway (min 200 points upwards) on a £10 spend, including petrol.


    NO limits on visits etc, but some exclusions on the usual purchases and sbobs locals, centrals & certain petrol stations.


    https://livewellforless.sainsburys.co.uk/swipe-and-win-terms-and-conditions/
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