2 Defaults for same debt!?

112 Posts
Hi there all
I have a Provident default from August 2015, The debt is still in dispute with on going complaints, however i have checked my credit file today and i have noticed a default on there which is new registered with Vanquis. This is the Provident default however on a letter i got it says Vanquis are now dealing with the debt.
Am i right in thinking they should not have this on my credit file twice? It doesn't seem fair, Its not 2 debts i have its ONE and they have registered it twice.
One shows Provident the other shows Vanquis, So just because its been passed on to Vanquis are they allowed to also register a default?
I have a Provident default from August 2015, The debt is still in dispute with on going complaints, however i have checked my credit file today and i have noticed a default on there which is new registered with Vanquis. This is the Provident default however on a letter i got it says Vanquis are now dealing with the debt.
Am i right in thinking they should not have this on my credit file twice? It doesn't seem fair, Its not 2 debts i have its ONE and they have registered it twice.
One shows Provident the other shows Vanquis, So just because its been passed on to Vanquis are they allowed to also register a default?
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