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Regular savers

book12
book12 Posts: 2,557 Forumite
in Savings & investments
How many regular savers do you have?
«134567

Comments

  • B_G_B
    B_G_B Posts: 502 Forumite
    book12 wrote: »
    How many regular savers do you have?

    5
    How many do you have?
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have 7 regular savers but thinking of applying for another one.
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    edited 28 December 2015 at 4:05PM
    Two of us:
    Opened No 12 an hour ago
  • bravotango
    bravotango Posts: 112 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    3.

    I'm worried about the credit searches on my credit report if I do anymore.
    Save Save Save
    :)
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bravotango wrote: »
    3.

    I'm worried about the credit searches on my credit report if I do anymore.
    Don't be. Unless you're having to open a current account to get at the regular saver no credit search will be made.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    bravotango wrote: »
    3.

    I'm worried about the credit searches on my credit report if I do anymore.



    If you need to open a current account to access the regular saver, you may have a point. But there will be no "credit searches " for the RS's in them selves
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    bravotango wrote: »
    3.

    I'm worried about the credit searches on my credit report if I do anymore.

    Even credit searches for any pre-requisite current account will not make any substantial difference to your financial standing, particularly if you do not request any overdraft facility. If you aren't looking for a loan or mortgage in the next 6-12 months, current account searches will have no adverse impact on anything at all.
  • Futuristic
    Futuristic Posts: 1,189 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    4.

    HSBC didn't like my perfect history so they denied me a Advance account for their regular saver.
  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    5 Regular savers
    HSBC, 1st Direct, Nationwide, TSB, Lloyds.

    M&S would be next income permitting. These regular savers are great stuff to make u scrimp and save.

    Save 12K in 2020 # 38 £0/£20,000
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    darkidoe wrote: »
    5 Regular savers
    HSBC, 1st Direct, Nationwide, TSB, Lloyds.

    M&S would be next income permitting. These regular savers are great stuff to make u scrimp and save.

    I don't have any real income and have all those plus Nottingham BS. I drip feed from savings. If I had £2,000 spare each month I'd need to earn quite a lot of money and I don't earn that much. Open one every month and every month one will mature restoring the savings to enable another to be opened.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
This discussion has been closed.
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