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S&S ISA and death

Dird
Dird Posts: 2,703 Forumite
Eighth Anniversary 1,000 Posts Combo Breaker
in Savings & investments
I've just started a S&S ISA and have no will...would the S&S ISA be found by the government (since I had to state my NI number) if I were to get in a car crash or something and next of kin given access via them?
Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
Cashback sites: £900 | £30k in 2016: £30,300 (101%)
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Comments

  • le_loup
    le_loup Posts: 4,047 Forumite
    No.
    But your executors would.
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    le_loup wrote: »
    But your executors would.

    Executor with no will is apparently next of kin. How would my mom locate the S&S ISA?
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • xylophone
    xylophone Posts: 45,700 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why not make a will?

    Keep a file showing details of your savings/insurance policies etc.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Why don't you have a will?
  • Keep_pedalling
    Keep_pedalling Posts: 21,275 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    le_loup wrote: »
    No.
    But your executors would.

    No will = no executor = Addition grief for those left behind.

    Just get yourself a will.
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    xylophone wrote: »
    Why not make a will?

    I'm 26...maybe I'll just do a DIY will
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • bigfreddiel
    bigfreddiel Posts: 4,263 Forumite
    Dird wrote: »
    I'm 26...maybe I'll just do a DIY will

    Does being 26 make you less likely to die than anyone else

    Make a will don't day, get a professional.

    If you are in a works Union they could do it. There are many low cost ways of getting it done by s professional.

    Any errors, could be harder to get over than no will, so don't day it.

    Simple things like not getting a date in the correct format could cause a problem.

    Cheers fj
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Makes me lazier than a 50 year old who's had a stroke though~
    No girlfriend/wife/kids. Ideally this would change in the future then the will becomes invalid & I have to pay again
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • Superscrooge
    Superscrooge Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dird wrote: »
    I'm 26...maybe I'll just do a DIY will

    Take care if you decide on a DIY will. Solicitors make far more money sorting out disputes over badly worded DIY wills than they do in the fees they charge for writing wills.

    One option worth considering is Will-Aid. Every November participating solicitors will write wills free of charge in exchange for a charity donation

    http://www.willaid.org.uk/will-makers
  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Dird wrote: »
    Makes me lazier than a 50 year old who's had a stroke though~
    No girlfriend/wife/kids. Ideally this would change in the future then the will becomes invalid & I have to pay again


    Haha Same here. But seriously, how you yall's write a will? Is it always with a solicitor?

    Save 12K in 2020 # 38 £0/£20,000
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