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2016 mfw

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  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I'm another one who's going to be struggling to make any significant reductions for the remainder of the year.

    I'll just have to see what I can do :(

    But chin up, just need to remind ourselves that what we've overpaid already won't ever need paying again.

    Good luck everybody.
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Kerfuffle wrote: »

    But chin up, just need to remind ourselves that what we've overpaid already won't ever need paying again.

    Yep, this.

    Sorry to do this Lomcevak but I've squeezed another OP through.
    Siphoned off the top of my ISA when moving rates.
    Another £94.
    Thats £206 for August for #10.

    The joint account is looking rather healthy and I can't figure out why! There may be another OP before the month is put 😀

    Thank you

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • NewMoneySaver13
    NewMoneySaver13 Posts: 108 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi Lomcevak,


    I have been a bit slack with my updates for the last few months, please see updates as below for MFW No.148:


    June - £250
    July - £400
    August - £400


    Thanks
  • mortgage_destroyer
    mortgage_destroyer Posts: 86 Forumite
    No 100 Have paid £480 on 1st August please can you update me thk u:-)
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Hello, my July ended up being a total of 1214.76, a YTD total of 9545.98

    Thanks :) 2 weeks until payday and the next chunky OP :D
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 August 2016 at 7:55PM
    Hi number 105 here, managed to make a lump sum payment for august so along with my regular op this month so my August OP's will be £466.52, so taking me to a total of £6132.16, so have now reached my official £6k target for the year!!

    Will still be trying to make some monthly op's (fingers crossed) as I am trying to now hit my 10% limit allowed by the mortgage co this year.

    Thanks again Lomcevak for your work on this challenge.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • runninglea
    runninglea Posts: 907 Forumite
    Part of the Furniture Combo Breaker
    number 55 £1700 repayment for august
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700
    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 17 August 2016 at 10:21PM
    Not sure if I've updated already but here is our July total: £1600
    August so far is: £226
    #79
    Thanks Lomcevak
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    Sixth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    Number 18 - I made the max overpayment my mortgage will allow. £5600 - so I won't be able to overpay again before December grrr to 10% caps on overpayments.
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018
    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    1,000 Posts Combo Breaker
    Sundaysgirl wrote: »
    Gosh it's a long time since I posted!

    March total OP was £2,468.56
    April - £2,090.54
    May - £3,827.85
    June so far £183.03

    Total YTD £14,145.98 (58.9%).

    Taking me under the £20k mark :j

    Thanks Lomcevak.

    #123


    Oops, another two months have passed!


    Final June OP total - £2,288.79
    July - £2,032.81
    August so far - £225.15


    Total YTD £18,509.70.


    Thanks Lomcevak
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
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