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2016 mfw
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MortgageFreeMimi wrote: »#28 with a final payment of £7,086!
All gone! NOW I need a holiday! and boy am I going to book one!
Thank you so much to this thread and contributors and especially Lomcevak for keeping me on track! Keep it up! It happens!
:j:j:j:j:jA HUGE well done Mimi :j:j:j:j:j It must be such a massive weight off your shoulders and a big sense of achievement.
Hope you have the biggest and best holiday ever :beer:Mortgage: Was: £154,495 Oct 2039 Now: £82,869.54 May 2037Swagbucks ~ £130 (2024 ~ £395)Surveys ~ £136.04 (2024 ~ £280.14)Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)0 -
:j:staradmin:dance:_party_ Bet it feels like Christmas
:xmastree: only better
Massive congratulations, let us know what holiday you decideAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Hello!
Made my August Payday overpayment
YTD Total 10,736.78 so if you put my August in as £1,190.80 then it trues up the YTD
The things I could have done with £10k... I must be mad...
MvMBaby Step 1 - £1k Emergency Fund - COMPLETE
Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
Baby Step 4 - Put 15% into Pension
Baby Step 6 - Pay off the Mortgage early
Baby Step 7 - Live like no-one else0 -
Spreadsheet updated
Huge congratulations to MortgageFreeMimi, it's always a great motivation to see someone get to the finish line, and a spectacular OP from catslovelycats too - we're now past the £450k mark
My mini-milestone is dropping under £120k this month, at current rates I should be dropping down to five figures sometime in the middle of next year ... steady progress, but feels frustratingly slow at times!0 -
Lomcevak - I focus on mini goals, that way it shouldn't take long to reach them, then make a new mini one.
Keeps me going, that way, cause otherwise I would get bored and overwhelmed.
Your doing great, by the wayAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
#24 with £189.38 for August.
This is mainly TTs from other accounts and less than usual as I have moved my main OP date to the start of the month. So big payment going in next week and hopeful I'll hit the target for the year by the end of December.MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870 -
Spreadsheet updated :)My mini-milestone is dropping under £120k this month, at current rates I should be dropping down to five figures sometime in the middle of next year ... steady progress, but feels frustratingly slow at times!
It's a matter of mindset - I have goals for every time my LTV hits another 5%, every £10k reduction, every round number of months left (80 paydays left was this months milestone!), every time my daily interest reduces by a round quid - there's more than just the balancing number to concentrate on.
In fact I'm off to meet some goals regarding merlot and a pub. See! Goals everywhere.Baby Step 1 - £1k Emergency Fund - COMPLETE
Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
Baby Step 4 - Put 15% into Pension
Baby Step 6 - Pay off the Mortgage early
Baby Step 7 - Live like no-one else0 -
Number 39 reporting an OP of £229 for August please!
Thank you,
MMMFW Challenge 2019 - £2,420 / £2,420 - 100% :T0 -
#16 calling in with a £220 overpayment for August!
Thank you!Mortgage 1: May 2012 £90,000 April 2020: £47,000
Mortgage 2: £270,000😱 Jan 2019 £253,000 April 20200 -
Number 76 to report.
My total for August's OP = £1277
Making total OPs for 2016 = £4794
Thanks OP for updating.0
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