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2016 mfw

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  • purplevamp
    purplevamp Posts: 10,666 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #28 with a final payment of £7,086!

    All gone! NOW I need a holiday! and boy am I going to book one!

    Thank you so much to this thread and contributors and especially Lomcevak for keeping me on track! Keep it up! It happens!

    :j:j:j:j:jA HUGE well done Mimi :j:j:j:j:j It must be such a massive weight off your shoulders and a big sense of achievement.

    Hope you have the biggest and best holiday ever :beer:
    Mortgage: Was: £154,495 Oct 2039 Now: £82,869.54 May 2037
    Swagbucks ~ £130 (2024 ~ £395)
    Surveys ~ £136.04 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    :j:staradmin:dance:_party_ Bet it feels like Christmas :) :xmastree: only better :D

    Massive congratulations, let us know what holiday you decide :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Hello!

    Made my August Payday overpayment :D:D:D

    YTD Total 10,736.78 so if you put my August in as £1,190.80 then it trues up the YTD :)

    The things I could have done with £10k... I must be mad...

    MvM
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spreadsheet updated :)

    Huge congratulations to MortgageFreeMimi, it's always a great motivation to see someone get to the finish line, and a spectacular OP from catslovelycats too - we're now past the £450k mark :D

    My mini-milestone is dropping under £120k this month, at current rates I should be dropping down to five figures sometime in the middle of next year ... steady progress, but feels frustratingly slow at times!
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Lomcevak - I focus on mini goals, that way it shouldn't take long to reach them, then make a new mini one.

    Keeps me going, that way, cause otherwise I would get bored and overwhelmed.

    Your doing great, by the way :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • bunty109
    bunty109 Posts: 1,265 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    #24 with £189.38 for August.

    This is mainly TTs from other accounts and less than usual as I have moved my main OP date to the start of the month. So big payment going in next week and hopeful I'll hit the target for the year by the end of December.
    MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
    MFi3 v5 #53 £12531/
    MFi3 v4 #53 £59442/£39387
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    edited 28 August 2016 at 6:26PM
    Lomcevak wrote: »
    Spreadsheet updated :)My mini-milestone is dropping under £120k this month, at current rates I should be dropping down to five figures sometime in the middle of next year ... steady progress, but feels frustratingly slow at times!

    It's a matter of mindset - I have goals for every time my LTV hits another 5%, every £10k reduction, every round number of months left (80 paydays left was this months milestone!), every time my daily interest reduces by a round quid - there's more than just the balancing number to concentrate on.

    In fact I'm off to meet some goals regarding merlot and a pub. See! Goals everywhere.
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • Number 39 reporting an OP of £229 for August please!

    Thank you,
    MM
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • #16 calling in with a £220 overpayment for August!

    Thank you!
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • lazer-zxr
    lazer-zxr Posts: 453 Forumite
    Tenth Anniversary 100 Posts Combo Breaker Debt-free and Proud!
    Number 76 to report.
    My total for August's OP = £1277
    Making total OPs for 2016 = £4794

    Thanks OP for updating.
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