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2016 mfw

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  • Number 102 with an extra 20 for March and 1009 for April please :j
    Thanks as always.
  • clarew
    clarew Posts: 505 Forumite
    Part of the Furniture 100 Posts Mortgage-free Glee!
    #5 here reporting an (increased) OP for April of £306 (trying to push myself a little bit further and see how I cope). Thanks lomcevak
    Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
    Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞
  • norfolkdream
    norfolkdream Posts: 383 Forumite
    Ninth Anniversary 100 Posts Mortgage-free Glee!
    Norfolk dream signing in on this thread for the LAST TIME.
    I have become MORTGAGE FREE TODAY!!

    Have OP'd my std £184 plus my redemption to clear the account this morning of £42 only (no fees yay! unless they realise later on)
    Total for year is £2063 and completed (even tho I put £2070 which didnt take into account interest saved if OPd early I guess)

    So I have met my April target this year to clear the mortgage. OK its not as big as some of yours or I'd still be here for another decade but I did it all on my own looking after 3 kids and working part time.
    Dont think you cant see the end of the tunnel, it took me just under 7 years to clear the £86k I had left (others do that in 2 years haha). Some months I didnt have anything to OP and others I had more, swings and roundabouts!
    Now for the next two years saving for home improvements to make 'my own' house nicer :D
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Chutney86
    Chutney86 Posts: 307 Forumite
    Eighth Anniversary Combo Breaker
    #93 with an overpayment of £116 for April

    Thanks Lomcevak :)
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Norfolk dream signing in on this thread for the LAST TIME.
    I have become MORTGAGE FREE TODAY!!

    Have OP'd my std £184 plus my redemption to clear the account this morning of £42 only (no fees yay! unless they realise later on)
    Total for year is £2063 and completed (even tho I put £2070 which didnt take into account interest saved if OPd early I guess)

    So I have met my April target this year to clear the mortgage. OK its not as big as some of yours or I'd still be here for another decade but I did it all on my own looking after 3 kids and working part time.
    Dont think you cant see the end of the tunnel, it took me just under 7 years to clear the £86k I had left (others do that in 2 years haha). Some months I didnt have anything to OP and others I had more, swings and roundabouts!
    Now for the next two years saving for home improvements to make 'my own' house nicer :D

    Congratulations on being mortgage free!:T
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • turtlemoose
    turtlemoose Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 April 2016 at 11:15AM
    well done norfolk dream!!!

    No 92 here reporting a further £15.47 for March (total £123.55), and £169.75 for April please.
  • #28 here with a first April payment of £300 - there will be more but I came unexpectedly under budget with something so thought I'd better get rid of the money asap.

    Well done NorfolkDream!! Inspiring stuff!
    Mortgage £225k May 2017 - aim to pay off by Jan 2030 - MFW 2017 #118
    Outstanding mortgage: £81,987
    Cash reserve target £40 / £10k
    S&S ISA £1000/ £20k
    MF1 August 2016. approx (£152k start Jan 2009)
    MFW 2 TBD
  • linzipinz
    linzipinz Posts: 65 Forumite
    no 71 reporting an over payment of £975.30 making total of £3740.15 for the year so far
    Initial mortgage £101,700 Jan 2016 initial end date Aug 2038
    Current mortgage end of March 2016 £95889.58 Aim to pay mortgage off by 2025
    Over payments since Jan 16 £5169.79 :rotfl:
  • emg
    emg Posts: 1,390 Forumite
    Part of the Furniture Combo Breaker
    #42 here with my first overpayment for April of £500, makes my total for the year so far £2759.56
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    hello! just imported the mortgage from online banking to excel, please update me - @number74

    jan - 1017.80
    feb - 1620.45
    mar - 1709.00
    apr - the story so far - 59.83 - because of eBay sales of computer games and interest on my new current account where i keep my emergency fund :)

    im also missing from the original post list as number 74 :O

    thanks lomcevak!
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
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