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2016 mfw
Comments
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Number 102 with an extra 20 for March and 1009 for April please :j
Thanks as always.0 -
#5 here reporting an (increased) OP for April of £306 (trying to push myself a little bit further and see how I cope). Thanks lomcevakMortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞0 -
Norfolk dream signing in on this thread for the LAST TIME.
I have become MORTGAGE FREE TODAY!!
Have OP'd my std £184 plus my redemption to clear the account this morning of £42 only (no fees yay! unless they realise later on)
Total for year is £2063 and completed (even tho I put £2070 which didnt take into account interest saved if OPd early I guess)
So I have met my April target this year to clear the mortgage. OK its not as big as some of yours or I'd still be here for another decade but I did it all on my own looking after 3 kids and working part time.
Dont think you cant see the end of the tunnel, it took me just under 7 years to clear the £86k I had left (others do that in 2 years haha). Some months I didnt have anything to OP and others I had more, swings and roundabouts!
Now for the next two years saving for home improvements to make 'my own' house nicer
MFW 16 No 33
2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
Mortgage Free - Apr 2016 -DONE!:j0 -
#93 with an overpayment of £116 for April
Thanks Lomcevak
SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
MFiT-T5 #340 -
norfolkdream wrote: »Norfolk dream signing in on this thread for the LAST TIME.
I have become MORTGAGE FREE TODAY!!
Have OP'd my std £184 plus my redemption to clear the account this morning of £42 only (no fees yay! unless they realise later on)
Total for year is £2063 and completed (even tho I put £2070 which didnt take into account interest saved if OPd early I guess)
So I have met my April target this year to clear the mortgage. OK its not as big as some of yours or I'd still be here for another decade but I did it all on my own looking after 3 kids and working part time.
Dont think you cant see the end of the tunnel, it took me just under 7 years to clear the £86k I had left (others do that in 2 years haha). Some months I didnt have anything to OP and others I had more, swings and roundabouts!
Now for the next two years saving for home improvements to make 'my own' house nicer
Congratulations on being mortgage free!:TMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0 -
well done norfolk dream!!!
No 92 here reporting a further £15.47 for March (total £123.55), and £169.75 for April please.0 -
#28 here with a first April payment of £300 - there will be more but I came unexpectedly under budget with something so thought I'd better get rid of the money asap.
Well done NorfolkDream!! Inspiring stuff!Mortgage £225k May 2017 - aim to pay off by Jan 2030 - MFW 2017 #118
Outstanding mortgage: £81,987
Cash reserve target £40 / £10k
S&S ISA £1000/ £20k
MF1 August 2016. approx (£152k start Jan 2009)
MFW 2 TBD0 -
no 71 reporting an over payment of £975.30 making total of £3740.15 for the year so farInitial mortgage £101,700 Jan 2016 initial end date Aug 2038
Current mortgage end of March 2016 £95889.58 Aim to pay mortgage off by 2025
Over payments since Jan 16 £5169.79 :rotfl:0 -
#42 here with my first overpayment for April of £500, makes my total for the year so far £2759.560
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hello! just imported the mortgage from online banking to excel, please update me - @number74
jan - 1017.80
feb - 1620.45
mar - 1709.00
apr - the story so far - 59.83 - because of eBay sales of computer games and interest on my new current account where i keep my emergency fund
im also missing from the original post list as number 74 :O
thanks lomcevak!Baby Step 1 - £1k Emergency Fund - COMPLETE
Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
Baby Step 4 - Put 15% into Pension
Baby Step 6 - Pay off the Mortgage early
Baby Step 7 - Live like no-one else0
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