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2016 mfw

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  • I'm going to opt out of MFW this year, I've had some changes in circumstances which means I can't plan to overpay at the moment. if things settle down, I'll re-evaluate and post any savings I've made. good luck all!
    2016 diet challenge 16lbs/42lbs lost

    2014 MFW #114: £5000 overpayments made
    2015 Savings Challenge #65: £6000 saved
  • #15 Miss pinky checking in for the 2nd payment for Feb...

    £100 paid this morning.

    Thats a total of £200 paid so far this month and hopefully another £100 will get paid tomorrow but will update when and if that happens!

    Hope all the dribs and drabs is ok. Would it be easier if I totalled it up once a month?

    Miss Pinky x
    MFW #15
  • #15 Miss pinky checking in for the 3rd payment for Feb...

    £100 paid this morning making it a total of £300 for the month of Feb

    Miss Pinky x
    MFW #15
  • purplevamp
    purplevamp Posts: 10,686 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    skye_blue wrote: »
    morning

    thanks for number - 73

    no payment made yet, ive £200 sat in savings but can't pay over till i get to £500 so i think i'll wait till its actually been sent before declaring the amount

    is this what everyone does, i see folk paying a few pounds so i guess some mortgages don't specify amounts

    i did try to pay £500 at the end of last month but they wouldn't accept it as they said i couldn't pay within 14 days of a direct debit being taken!!! i decided to mot my car a couple of weeks early, cost £300 of it now hence only £200 left

    has anyone else had these problems? according to that reasoning there are only 2 or 3 days a month i can actually overpay

    thanks

    I'm in the same boat! I have to wait until I get to £500 before I can overpay and I can't pay within 10 days of the DD coming out, or at least they prefer that as it confuses their systems :rotfl:.

    I have a separate account that I put the money into and once it hits £500 I OP.

    I just post on here once I've made a payment of at least £500.
    Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037
    Swagbucks ~ £155 (2024 ~ £395)
    Surveys ~ £147.24 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)
  • No. 89 reporting £345 OP for Jan. No quite up to the target at the moment. x
    1.7.15: £157,469.64, 10.02.16: £93,434.74
    FIT-4 #34, MFW 2016 #89 (£7350/24000)
    Target MFW Dec 2018
  • #85 with the regular SO of £102.90. I'm hoping for more this month now we're back on track after Janaury.
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC20
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    edited 10 February 2016 at 12:29AM
    Hi Lomcevak

    #137 Reporting in with an over payment of 466.08gbp

    (400.00gbp plus Tilly Tidy of 66.08gbp)

    Thankyou
  • #10 reporting in for Feb so far.

    £100 OP made - for now. Hoping to find more once all the DDs are out and money moving has been finalised.

    Thanks Lomcevak

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • #51 £167.94 for January. half what i wanted will do better next month


    Better than nothing and if you feel like it, can always play catch up later :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • jb_lord
    jb_lord Posts: 66 Forumite
    MFW #60 - OP of £43.13.......727.03/5000:)
    2018 MFW #60 £1200/£6000
    2017 MFW #60. £3902.22/£2500
    2016 MFW #60. £2175.51/£5000
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