2016 mfw

laura_hoggle

#32 reporting an op of £565.55 for February.

With just over 4 weeks until our first baby is due, & still a lot of work to do in the nursery I think that will be all for a little while!! We have however saved up enough to ensure I can take a year of maternity leave & not be much worse off wages wise. We were also lucky that DH had a nice payout from his previous employer as part of a delayed payment when the company as taken over, which meant we didn't have to use our savings for work we've had done to the house! :j

twistedhazel

no 102 with £32 extra for Jan and £1008 for Feb please.

Sedge123

No 19 with February's overpayment of a total of £120. Feel like I'm getting back on track.

ecoelle

ecoelle signing in with a February OP of £125 x

NewMoneySaver13

Hi Lomecevak,

I don't think I provided an update for last month. Please can you put MFW No.148 down with an OP of £500 for January and £500 for February.

Thanks

jodles16

Hello, number 25 popping in giddily with an extra OP of £1000, taking Feb overpayments to £1,310!

Bouncing as have reached 10%LTV two months early!!

Jodles

Chutney86

#93 with an overpayment of £116 for February

Thanks Lomcevak

Lomcevak

Morning all - sorry for the lack of an update last weekend, life got in the way , but up to date now. Well done for all the January OPs, we collectively managed a very impressive £67,129 for the month, and February's off to a solid start too!

linzipinz - not too late to join let me know your target and any OPs in 2016 that you'd like to include. And Welshlassie, welcome aboard! I've added your Jan OP

sweepster - sorry to hear about your rotten month, fingers crossed for the rest of the year!

turtlemoose - I've updated your target, good luck!

laura_hoggle - all the best for the arrival of the baby! Our first is a hulking great 17 year old now - even our youngest is almost in double figures, which seems impossible - but remember it all well. It's a great time, a few sleepless nights but lots of fun

I hope its acceptable rather than OP the money directly to the mortgage, I have set up a 5% T$B regular saver to pay OP's into.

Absolutely acceptable - there's no right or wrong way to OP, but I do the same as you with a regular saver for cash that i'm not sure I can OP right now - I let it build up over the year and then if I don't actually need the money for something else I do a lump off the mortgage when the saver matures.

Lomcevak

And I've managed £76.47 so far this month from some cashback that turned up, the regular £600 should then go out in a few days. The first few months of the year are proving to be tricky on the OP front, my £12k target for the year feels a long way off at the moment, but should hopefully pick up by May and then full steam ahead

emg

Hello! MFW 42 reporting my first overpayment for February. Paid off £378.90 which makes my total overpayments so far this year £1046.54. Doing so much better than I expected!