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Virtual Sealed Pot Challenge 2016

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  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Kim_13 wrote: »
    Just wanting to check. I was planning to comment on here with each transfer (and update my sig), then use the update form at the end of each month. Is this ok or would it cause confusion?

    This is great, no issue at all

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Seaotter wrote: »
    My weekend transfer has rounded our bank balance down to £0.00 - and it's 3 weeks to payday - oops!

    oh crumbs :/
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    -Selene wrote: »
    Hello :)

    I saw this challenge last year but didn't join as I didn't think I would save that much through bank transfers but surprised myself. So I would like to join and set my goal for £1,000. A quick question -- I extended loans to a relative from my savings last year. When they pay me back, would this count as part of my VSP or not? As the money was originally savings, but at the same time, I could choose to spend it instead of putting it back into my account. I'd really appreciate clarification. :)

    Welcome Selene,

    I have added you to the list you are #33.

    In relation to your question about the loans, of course you can add them here as they will still be part of your transfers each week (when they are paid in)

    I look forward to your updates

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Westie983 wrote: »
    We are 26p short of £500 saved in the first week of the challenge...

    What a massive achievement by us all.

    Who is going to be first to tip us over £500?

    :-)

    me me meeeeee. I have £22.19 in my VSP. This is since the beginning of December 2015, but its all for this year challenge. I was going to update at the end of the month, but I am happy to tip us over, unless someone has already done it :D

    Well done everyone :D

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 9 January 2016 at 5:20PM
    32b3in2013 wrote: »
    me me meeeeee. I have £22.19 in my VSP. This is since the beginning of December 2015, but its all for this year challenge. I was going to update at the end of the month, but I am happy to tip us over, unless someone has already done it :D

    Well done everyone :D

    32b3

    YAY!!!

    You can take this shiny :staradmin...

    I will add this to the total now, you can still send the form at the end of the month.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • -Selene
    -Selene Posts: 158 Forumite
    Ooooh thank you Westie :)

    I checked my balance today and noticed that I've been paid Housing Benefit when I no longer live at the address I was claiming HB for :eek: After contacting the council, it transpired that I'd forgotten that it's paid in arrears and I'd paid my first month's rent out of my own money, so as far as the council are concerned they owe me a month's HB. Oopsie. :o On the plus side it was unexpected money so £148.68 has been transferred to savings -- what a good way to start 2016! :T

    32b3, I am astonished you've managed to save over £22 since December!! Between Christmas and moving costs I haven't put any money into savings since November until today, so go you and everyone else who saved money throughout Christmas! :dance:
    SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
    VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    -Selene wrote: »
    Ooooh thank you Westie :)

    I checked my balance today and noticed that I've been paid Housing Benefit when I no longer live at the address I was claiming HB for :eek: After contacting the council, it transpired that I'd forgotten that it's paid in arrears and I'd paid my first month's rent out of my own money, so as far as the council are concerned they owe me a month's HB. Oopsie. :o On the plus side it was unexpected money so £148.68 has been transferred to savings -- what a good way to start 2016! :T

    32b3, I am astonished you've managed to save over £22 since December!! Between Christmas and moving costs I haven't put any money into savings since November until today, so go you and everyone else who saved money throughout Christmas! :dance:

    Hiya

    I have been a member of loads of challenges for a few years, so I always have more money in December than any other month as they all tend to end at the end of November :D

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Welcome Debbie,

    I hope everyone is having a good weekend. A small week this week 50p due to the bank account rarely being touched.
    3-6 Month EF #33 £450/£5000
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Welcome Debbie,

    I hope everyone is having a good weekend. A small week this week 50p due to the bank account rarely being touched.

    50p is better then nothing Brass,

    Dont forget every penny counts (*so they say)

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    £20 petrol money given to me by my parents this morning when I drove them to the airport for their holiday, car is okay for fuel atm,

    so transferred it in my VSP.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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