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PPI refund -Baffling

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Comments

  • girlsmum
    girlsmum Posts: 472 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    They'll have sent letters to whichever ones your ex told him about. Or possibly sent a letter to every lender on the planet, regardless of whether you have cards or loans with them or not.

    It will have been a half ar$ ed job either way, which doesn't help you.

    My ex never told them , apparently they told him? goodness knows what has been going on...thank goodness he is my ex he was and still is useless when it comes to anything financial
  • Nasqueron
    Nasqueron Posts: 11,085 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    girlsmum wrote: »
    My ex never told them , apparently they told him? goodness knows what has been going on...thank goodness he is my ex he was and still is useless when it comes to anything financial

    Financial information is not in the public domain, the only way a claims firm could know it is by him telling them, him suggesting who it might have been and them using the DSAR for all the records on his behalf or they are illegally using stolen data.

    Your last 6 years would be on your credit file, beyond that it's just down to your memory but the banks would have refunded you 50% like this one if he had complained and won other cases

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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