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DD caught me

Dird
Dird Posts: 2,703 Forumite
Eighth Anniversary 1,000 Posts Combo Breaker
edited 18 December 2015 at 9:53AM in Budgeting & bank accounts
In my calendar I have my energy bill as the 22nd so I hadn't transferred money to cover that yet. Today I get a text from NatWest saying I've gone over my agreed fees & to pay by 2pm to "minimise fees"...does that mean I'm still gonna get a charge? =/ the funds are now in

Edit: apparently no charge...MSE should really have a delete thread option
Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
Cashback sites: £900 | £30k in 2016: £30,300 (101%)

Comments

  • chris_m
    chris_m Posts: 8,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Who was wrong, you or the energy company?

    The 22nd is Tuesday so no reason for the bank to pay the DD early, depending on what they do with non-banking days (some do it early some just reserve the money early, some pay early).

    If you were wrong and the money was taken on the correct date, just update your calendar.
    If the energy company took it early, then it's time to send them a complaint.
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    18th is correct :/ who knows where I got 22nd from but at least the rest of the dates are correct & calendar now updated
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • If you paid/transferred sufficent cleared funds into the account prior to 2PM then there will be no charge.
  • Dird wrote: »
    Edit: apparently no charge...MSE should really have a delete thread option
    You could have deleted the OP (and therefore the thread) at any time before the first reply appeared.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Dird wrote: »
    MSE should really have a delete thread option

    Why? Don't you think your question and the result you achieved might be of interest to other people? Or are you just selfish?
This discussion has been closed.
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