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Minimum payment taken despite £0 balance!!!

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Comments

  • Pollycat
    Pollycat Posts: 35,948 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Hi Sarah
    It's good news that Egg will credit your current account with the amount you've overpaid.

    I did ask Mint to do this but they said it wasn't possible......

    Polly
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Pollycat wrote: »
    I did ask Mint to do this but they said it wasn't possible......
    It is if you have an RBSG current account (RBS, NatWest, Ulster), otherwise it's a cheque.
  • Pollycat
    Pollycat Posts: 35,948 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    YorkshireBoy
    That explains why I had to have a cheque then.
    Thanks
    Polly
  • jay78
    jay78 Posts: 376 Forumite
    So can someone explain to me if thi is right as I will soon be pay off my Egg card in full.
    I pay the full amount minus the minimum payment.
    The follwing month I get billed for the interest in between that time I adjust the DD so that it takes the full amount. Is this right?
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    jay78 wrote: »
    So can someone explain to me if thi is right as I will soon be pay off my Egg card in full.
    I pay the full amount minus the minimum payment.
    The follwing month I get billed for the interest in between that time I adjust the DD so that it takes the full amount. Is this right?

    According to the T's and C's that Yorkshireboy pulled, as long as ur payment clears 5 working days before the dd is due to be taken, the minimum will not be debitted. If it does not clear in time, like mine, then you will end up paying the dd too.

    HTH

    Sarah x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Just got a message from Egg saying that they will be putting the money back into my account and it will be there in the next 5 working days:D

    Well done Egg CS!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
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