Minimum payment taken despite £0 balance!!!

Pollycat

Hi Sarah
It's good news that Egg will credit your current account with the amount you've overpaid.

I did ask Mint to do this but they said it wasn't possible......

Polly

YorkshireBoy

Pollycat wrote: »

I did ask Mint to do this but they said it wasn't possible......

It is if you have an RBSG current account (RBS, NatWest, Ulster), otherwise it's a cheque.

Pollycat

YorkshireBoy
That explains why I had to have a cheque then.
Thanks
Polly

jay78

So can someone explain to me if thi is right as I will soon be pay off my Egg card in full.
I pay the full amount minus the minimum payment.
The follwing month I get billed for the interest in between that time I adjust the DD so that it takes the full amount. Is this right?

SarahNeedle1872

jay78 wrote: »

So can someone explain to me if thi is right as I will soon be pay off my Egg card in full.
I pay the full amount minus the minimum payment.
The follwing month I get billed for the interest in between that time I adjust the DD so that it takes the full amount. Is this right?

According to the T's and C's that Yorkshireboy pulled, as long as ur payment clears 5 working days before the dd is due to be taken, the minimum will not be debitted. If it does not clear in time, like mine, then you will end up paying the dd too.

HTH

Sarah x

SarahNeedle1872

Just got a message from Egg saying that they will be putting the money back into my account and it will be there in the next 5 working days:D

Well done Egg CS!