27k salary, I want to buy a house in England

sniggings

Dird wrote: »

According to http://www.libdemvoice.org/wp-content/uploads/2014/11/budget-breakdown.jpg State Pensions are kept outside of the welfare category. Otherwise you could say Health is the largest as it relates to people's welfare

The government class pensions as part of welfare spending.

Sorry but your link to a pie chart from the libdemvoice is hardly proving your point.

http://visual.ons.gov.uk/welfare-spending/

JencParker

Dird wrote: »

Largest portion of my tax went towards welfare, presumably going towards people churning out 3 kids, being unable to afford private rent in their area & working part time a little to avoid the benefits cap that applies to those not working at all. You see a lot of people on TV (How to get a council house, Can't pay we'll take it away etc) complaining that they've lived in London all their lives & now they can't afford to but still refuse to move out the city as they feel entitled to it because they happened to be born there

Well, that just shows how little you know and how much you believe the media hype.


Perhaps you could take some comfort in the fact that those who do claim housing benefits (most Londoners have to pay rent out of their salaries) are not benefitting the claimants, but those parasites, the btl landlords - whom I sure you would get on well with.

UrbanDanceSquad

JencParker wrote: »

Well, that just shows how little you know and how much you believe the media hype.


Perhaps you could take some comfort in the fact that those who do claim housing benefits (most Londoners have to pay rent out of their salaries) are not benefitting the claimants, but those parasites, the btl landlords - whom I sure you would get on well with.

I doubt they are many BTL landlords within zone 1 and 2. From what many of us at work can see, the vast majority of people we see in zone 1 and 2 are living in subsidised social housing. Such people are not working yet they occupy the homes within an area where rent and prices are astronomical for the working person?

You do realise that housing benefit sets the bar for rents and house prices? And why are you not questioning why working folk have to travel into London whilst others who don't work are able to live within central London for nowt?

Dan83

Buy a house in Liverpool, cheap as chips

Dird

sniggings wrote: »

The government class pensions as part of welfare spending.

Isn't that image a breakdown graph from those annual letters everyone gets sent out?

Edit: Yeah http://ichef.bbci.co.uk/news/624/media/images/78720000/gif/_78720145_taxbreakdown_govexample.gif
http://www.bbc.co.uk/news/business-29871522

sniggings

Dird wrote: »

Isn't that image a breakdown graph from those annual letters everyone gets sent out?

Edit: Yeah http://ichef.bbci.co.uk/news/624/media/images/78720000/gif/_78720145_taxbreakdown_govexample.gif
http://www.bbc.co.uk/news/business-29871522

Figures can and are broken down many different ways, the fact is the government class pensions as a welfare cost...I think it's wrong personally but that's besides the point.

thequant

JencParker wrote: »

That's a judgemental load of rubbish. It depends on what industry you work in. If you are in the financial sector or IT then yes, but there are plenty of jobs outside those areas in London. My daughter 4 years out of university with a good degree is still only on £26,000 - not all London wages are higher than the national average.

Typical entry level jobs in London pay £30k in my experience, with a 4 years experience you would expect to be on substantially more than that.


The problem with the whole house price debate, where high house/earnings ratios are cited as evidence of unaffordability, is the public perception that wages in the £20k-£30k bracket are considered "decent".


However it is not, it is a poor wage. As pointed in my original post. Plenty of skilled/semi skilled positions pay substantially more than this.


If House prices are too high, then who are buying them ? Why do they keep rising ? They do because lots of people earn the money that is needed to buy these properties.

If you can't afford to buy, then stop blaming high house prices and start asking why do you earn such a low wage and start to rectify it.

emsywoo123

Dird wrote: »

Perhaps if doing something pointless like art/history or just starting out~ http://www.jobs.ac.uk/search/?keywords=lecturer&salary_from=&salary_to=&jobtype=&location=01&sector=&show=25&x=25&y=18

I clicked on a few of these and each, without fail, required a PhD or some sort of post grad qualification.

Angry_Bear

emsywoo123 wrote: »

I clicked on a few of these and each, without fail, required a PhD or some sort of post grad qualification.

Surely you'd expect that as a requirement for a university lecturer?

sann420

Buy a shared ownership 2 bed flat in london even if its only 25%. Rent out the spare one bed to cover for the SO rent and live in the other one. Problem solved!