Friday 11th December - what small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:money:

crazy_cat_lady

Morning all - it's Friday :j:j:j
And I have almost made it to the weekend with just a headache and a bit of a sore cough. I feel as though I might get stuff done today (fingers crossed because there is a lot to do).
Hope everyone is doing well - sorry I've not been around as much as usual this week - lurgy well and truly got me.
Here's today's list:
:xmassmile check banking and PAD
:xmassmile get dh to do some housework
:xmassmile get ds to football training tonight
:xmassmile have some me time this evening
:xmassmile aim for nsd
:xmassmile all meals from stores
:xmassmile minimise heating use
:xmassmile do not stress
:xmassmile finally get my risk assessment done for chemistry trip next week
:xmassmile mark as many books as I can in my free lessons
:xmassmile find my Christmas jumper for Christmas jumper day next week
:xmassmile maybe do some knitting
Think that's it - have a good day all

lego_mum

Good morning all.

Thanks CCl for the start, great to hear you sounding more like yourself this morning. Hope you have a good day.

Not a lot of MSE stuff for me today til Monday as my parents are taking me, my sis & our kids to Butlins for the weekend as their Christmas pressie to us all Unfortunately DH won't be coming with us as he hasn't got spare holiday days for work, I think he's lucking forward to the Saturday and having a quiet day but I think that he'll miss us on Sunday!!
So small things that I am doing are....
:heart2:Checking banking/spreadsheets
:heart2: Taking a flask of coffee with us so no costalots on the motorway
:heart2: Taking a prepped spagbol/chicken curry/hm soup/casserole with us to save time & money whilst there
:heart2:Prep booked passes (saving £2) for a archery for the older 2 kids and my dad and a bunge trampoline session for ds2 who isn't old enough yet for the archery.
:heart2:Pakced soft drinks, chocolate & snacks so not to spend a fortune there.

That's all I can think of now! "See" you all in a few day :heart2::heart2::heart2:

determined_new_ms

Morning guys :wave: thanks for starting the thread Cat :A and glad to hear you're starting to feel better!

legomum have a fantastic break! What a lovely thoughtful gift from your parentals! :A

Feeling knackered after doing an evening shift at the pub last night - jeez pub work is physically hard! Working again this evening at my other job.

Small things for today:

* taking dgd to the playgym and meeting up with a friend and her lo
* [STRIKE]check banking[/STRIKE]
* [STRIKE]write a shopping list for things over the weekend [/STRIKE](friend's coming for dinner on Saturday day after visiting the naughty elves :xmassmile Have decided to make lasagna as can bung the sauce in the SC this evening before work and can put the lasagna together before going out Saturday morning ) Did meal plan and list for groceries for the next week will go to Aldi later and take xmas list with me to get non perishables
* nip into town after playgym and pay wages into bank.
* will pick up a christmas present & some chocolate while in town and hopefully some little cellophane bags in lakeland for chocolate spoons
* give skirting boards a second coat of paint
* dinner will be jackets pots and something from the freezer - almost done with the freezer :j just the top shelf to sort out
* will make some flapjacks while oven is on
* lunch from the freezer
* check tyre pressure

Ok think that's all I will get done. Happy Friday y'all x

foxgloves

Morning Campers,
Late night (gig was fab) but feeling reasonably perky this morning, which is good as lots to do. Some bits are money saving:
*mf f is off today & has volunteered to do the grocery shopping. List made. Budget discussed.
*Have reminded him to ask farmers if their market stall will be there on 23rd or 24th. If so, will get all Christmas veg from them as great stuff at very low prices.
*Make Christmas cake. Not a money saving recipe but I will be using surplus ingredients for further baking & have frozen leftover candied peel pieces for next year's Chistmas cake & pudding.
*Clean house using minimal products & washable cloths.
*Bathroom curtains soaking in soda crystal solution......my go-to product for tough jobs....& always cheap to buy.
*Change bed linen & load it in WM for cheap overnight wash.
*Round up gifts, cards & other bits & bobs ready for visiting friends tomorrow or will have to expend 54 miles of petrol visiting again.
*Put up Christmas bunting. Hand made by me from gifted fabric & cheapo cotton tape from local market.
*Weed Christmas tree tub & water well in preparation for bringing it indoors. 5th year of doing this. Tree wonky but has loads of character.
*Knit more sleeve. Am 4 rows into fairisle panel which means 10 rows of sleeve left before I can finally start sewing it up & knitting the neckband.
Feel sure there'll be other stuff, but this is my main list.
Have a productive day, all. And do resist all attempts to part you from your pence.
F x

PurpleFairy26

Morning all. Thanks fir stearin us CCL :hello:

Despite only 5 hours sleep I feel much better today, still not really up and at 'em but better my list for today:
It's payday :j need to update spreadsheet and move monies to right pots
Beef stew in sc
2 loads of washing drying on airer
Run for free exercise
Pop to shop later and get some stuff whilst discount is increased
PAD to cc
Lunch meeting at work, work will pay for lunch

Think that's all, will check back later

DawnW

Morning all
Thanks for the start CCL - glad you are feeling a bit better
Have a great weekend Lego Mum - what a lovely present from your parents

List for me today:
Used HG fruit from freezer for breakfast instead of bought fruit
Dog walks x 2 (1 already done)
Dog to vets for final post op check up, not expecting any problems as he forgot about it ages ago :rotfl:
Help OH to unload firewood when he gets back with it
Loaf made in BM (done)
Post the Christmas cards we wrote last night
Write yet more Christmas cards tonight
If time, wander into town to check out prices in the cheap shop, who are reputed to have good offers on branded Xmas edibles / goodies
Leftovers for dinner for me tonight as OH is out
Clean bathrooms
Wash kitchen floor
Get Christmas decorations out of the loft to see what I have

That lot should do for a start :rotfl:
Hope you all have a good day, despite the weather (which is damp, gloomy and grey here)

maria3104

Hi All

Love the wonky christmas tree foxgloves. To my DH despair I have utilised an artificial tree bough in Mr T sale a few years ago for £5 and I DO NOT CARE. No dropped stuff, no cost, no hassle watering it and carrying it in and or out and arguing about heat of house killing the tree. Win win for me.

Mr T delivery tomorrow £55 but if I went shopping I would spend so very much more so after lots of reviews and amendments and leaving it now as it is and going to settle to bed tonight and stay there until they deliver. No room in freezer for as much as an ice cube, so onjly fridge and cupboard stuff.

Next one is 21 Dec and that is £60, but as only 4 for lunch it is enough. I am so tired of shopping and over buying and over filling cupboards and yet no matter how hard I work at this, when faced with a shopping grocery aisle I go wild, positively berserk!

Am saving £200 today by not taking me and 3 staff to our area christmas lunch. Will share the saving with staff in the future! Can not bear the waste, none of us drink and it is over 25 miles away. Am overjoyed with this. A months grocery bill for 1 event.

Keep at ti everyone. I read the posts when at work as I have no internet at home AGAIN. BT have fixed it twice in last 3 weeks. Such good service-NOT.

Maria.

carrielovesfanta

Hi all,


oops began writing this at like 10am...


Thanks to ccl for starting us off. I'm glad you're on the mend


Hugs to jonno and anyone else who has the lurgy


Tonight is our work's Christmas do. There is very little free drink this year. I'm only going to take £10 as I don't want to spend much, plus I don't want to drink much!

Boss has sent round a slightly scary email in work. Our industry is suffering badly at the moment. I've said to OH that we have to tighten our belts after Christmas in case the worst happens

With that in mind, here is today's list:

• B/L from stores - done
• D at Christmas party
• Cab sharing there, OH picking me up later - boss now giving us a lift
• Minimal gas/elec usage as both of us will be out all day
• Charge phone in work - done
• Nip to cs at lunch time with a bowl that I have decluttered - worked lunch
• Not buy anything while in town - worked lunch

Have a good one all

clf x

chocolatelover93

Afternoon everyone Thank you for starting us off CCL Glad you're starting to feel better

LegoMum - Hope you have a lovely time in Butlins

Sorry I didn't post yesterday it was my day off and was quite busy!! Had to take mum to the hospital for 9.15 for physio (she's been waiting for ages, it's to help manage her pain). Then we did a spot of Xmas shopping (dad has told her how much she is allowed so she's having to get her own presents!!) Had my eye lashed tinted for Xmas Got a couple of bits with my o2 Priorities, did a MS, took mum home and then I went back home to make hubby's dinner (mum bought me lunch and dinner while we were out bless her ) Put up some Xmas chains (went into three different shops to get some, two were sold out!!) And today I have a lovely 11.5hr shift at work although having said that if I didn't do the 11.5hr I would've only had one day off this week instead of two so it works out better for me

Enough of my rabbiting on, today's list is:
- Aim for NSD (except fuel)
- Be good and don't buy any more food while at work (I have a sandwich and some biscuits for lunch, all I could find haha, so will try not to buy anything else)
- Check for MS's
- FPL
- Lucky phone
- B/L/D from stores
- Survey/s
- Blog post
- Xmas cards
- Thank you notes

Think that is about it, don't really want to be doing too much when I get home haha.

xx

Bobarella

Hey All

Glad to hear you are feeling better CCL and Jono. And what an amazing present LegoMum. I so agree with you taking your own coffee. Motorway prices are disgusting. I actually think the government should rule against it. Like airports as well. Why are these places allowed to do it???

Maria nice to hear from you. Your £5 tree does the job just fine I am sure. We bought a small living tree last year for about £10 and if has survived a year in the garden with one repot for size, & then we brought it back in last Sunday. Still needs decorating but has saved us money all the same.

Determined - I know exactly what you mean. People who work at a desk all day don't know how much energy goes into a day or night on the hoof. But ģreat for fitness ultimately.

Carrie - sorry to hear scary news about work. It's horrible when it is hanging over you.

Chocolate -hope the physio will have helped your mum.

Hello to Dawn & Foxgloves

Well. It's the weekend. Am ready for it too.
Today I have checked the banking
Checked my shopping app totals from scanning wombled reciepts
Walked my legs off
Planned a cheap evening meal
Updated my wombling total to include the £1 off pampers coupon I was sent. And the £2.50 nectar rewards.
Found 4p
Cleaned and tidied round generally

I'm planning an early night tonight so I will wake up refreshed on Saturday morning and enjoy a lie in it's nice to relax in bed with a coffee rather than wake up feeling battered.

Still need to make a PAD today. Off to do so.

See you later

Bob