Everybody Look! Intriguing Tiny Elves!

Sunflower1227

mhoc wrote: »

Actually talking of credit cards if you have an emergency one - many of do I think, ones that only get used once in a blue moon, put it on your calendar to at least once a year use it, even for something for a few pounds and then check with your bank that your direct debit to pay the full balance is valid and goes through successfully

My youngest has a nationwide credit card which is very rarely uses as he earns very little. As soon as he got it he set up a direct debit to pay the full amount off each month. The odd times he used the card he often does not wait for the direct debit to go through, just transferred the amount from his current account.
So in November he had a small amount on his credit card bill. When we got back from hols in December he had a letter and he also got an automated call to say he had been charged £12 for non payment and his credit card had been blocked :mad:
He was out in Hong Kong and I have access to his account so I logged on and checked. I could see the full amount coming out of his current account by direct debit and then the payment was reversed and went back in again and then they charged him £12 as well
So I transferred the amount back again and then I contacted them the payment had been reversed because his direct debit had not been used in 14 months so it was cancelled :eek:
He had not had any notice of this anywhere by letter or on his online banking so as far as youngest son knew he had a dd set up and that was no problem.
They did reinstate the old dd for him, refund the £12 and unblock the card but who knows that a direct debit not used for 14 months gets cancelled without your knowledge or permission

Not good, but unless you work in a Bank/Building Society you wouldn't know this

http://www.directdebit.co.uk/DirectDebitExplained/FAQs/Pages/InactiveDirectDebits.aspx

Mumto2monkeys

Anyone for deconstructed pie;)

All courtesy of Mr t's whoopsied potatoes, mushrooms, leeks, mince and pastry;)

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savvy_sal

2x ASDA Extra Special Barolo (75CL) £24.00 £18.00

A vM nice womble for me:rotfl:

Nannylala

Good evening ...have just realised what a silly mistake I made on my morning post:eek:calling the storm Norman and not Frank as is ..my excuse is been thinking of DH and his middle name was Norman:A and Frank is still lurking as been hearing lots of banging where peeps are doing running repairs on their fences

bubbs

Mumto2monkeys wrote: »

Anyone for deconstructed pie;)

All courtesy of Mr t's whoopsied potatoes, mushrooms, leeks, mince and pastry;)

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That loos lovely but 5 chips?:eek:

bubbs

Hello Nanny i did wonder where Norman came from:rotfl::rotfl: we forgive you:D

bubbs

I think these are a mega bargain for girls getting into make up


Claire's accessories Mega deal Make-up sets. Was £22 now £8.00
http://www.hotukdeals.com/deals/claire-s-accessories-mega-deal-make-up-sets-was-22-now-8-2364302

Mumto2monkeys

Half of my house has come down with illness.

Mr monkey is in bed with cold sweats, chills, sneezing and a runny nose so I've dosed him up with night nurse.
Little miss has some sort of sickness bug she was ill several times in the night:( deffinately not something she'd eaten as we'd all eaten the same!

I too collected my Mr shoes order ... Not glitchy just a few sale bits Liz Earle set and some botanical for my dad for his birthday but I did get the 500 promo points.
Some of my next sale items arrived today... Looking at the dates on my account it looks like the delivery person will be visiting me regularly for the next few weeks dropping off 1 item at a time... Rather annoying


We are watching Gangsta Granny for the 900th time!! Please save me.....;)

Mmmmm-Donuts

Thanks squigs and izzeyb. Paid 2 for £2 in store.

5x Johnson's baby Baby Oil (300) £8.75 £6.25
5x Johnson's baby Bubble Baby Bath & Wash (300ML) £8.75 £6.25
1x ASDA Smartprice Orange Double Strength Squash (750ML) £0.42 N/A
1x Swizzels Refreshers Chew Bar (SINGLE) £0.10 N/A
1x Giant Strawberry Stripes (1PK) £0.10 £0.10
1x Haribo Starmix (1PK) £0.10 £0.10
1x MAOAM Sour Giant Stripes Cola & Lemon Flavour (1PK) £0.10 N/A
1x Barratt Flumps (12G) £0.10 £0.10
1x ASDA Chosen By Kids Eden Falls Still Natural Mineral Water (6X330) £1.00 £1.10
Comparison total (compared products only) £18.80 £13.90
+£4.90 cheaper
For your information:

neas

mhoc wrote: »

I have quite a bad feeling about this, I am getting no response from Nationwide rewards and it feels like I am being fobbed off - but its £25 so its not an insignificant amount so I will keep nagging at them

this months bill went through today and it was another gob snacking one so another £25 off would have been good ..

Hi Mhoc, did 3 £25 nationwide offers and within a week all were in my bank account.

Also for amex redmeptions did 48 redemptions over 8 cards (post office, superdrug and shop small and never had a problem). Always get an email after redemtpion.

Give them a call.