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PositiveBalance's Positive Postings on the Path to Paying off Peter & Paul and...

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  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 6 June 2016 at 2:34PM
    Hello again,

    Yesterday was a NSD but the day before was not: £34.13 on food (inc. wine for friend coming over). I stocked up on a bit of meat, so it's not all bad, but I've decided that I'm over alcohol for the minute: I'm too busy to impair my mental faculties!

    Today: must but petrol! Had a near miss with running out yesterday and discovered that I had left my purse at home so couldn't get any! :eek:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 7 June 2016 at 11:44AM
    So,yesterday's expenditure:

    £6.45 letter sent by expensive service :mad:
    £1.00 chocolate (Hmm...seeing a theme here! :eek:)
    £42.03 petrol
    £5.00 charity event I sponsored a while back

    Well, the one thing about being this busy with study is that I don't get anywhere to do anything expensive!
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Oh: won't be going to yoga tonight :( so £6.50 transferred to savings.
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £1.50 chocolate spends yesterday.

    This is getting sorted out in July. Quite seriously.

    I've just seen a new job to apply for. Someone put the idea in my head. I never would have dared to, otherwise.

    If I get this, then the fun really starts! :D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 10 June 2016 at 12:48AM
    Hello all,

    Right, so to what is now yesterday's expenditure:

    £8.00 work syndicate. (Couldn't say no - working with new people and knowing my luck if I didn't join they would win and all leave me! :eek:)
    £1.00 milk for work
    £1.80 chocolate :eek:
    £2.00 for terrimundi

    Oh dear. Well, at least I'm being honest. I can get a better idea of where I'm at by being honest even if it's :eek: :mad:.

    I just launched a missing Top£Back enquiry about a transaction that has disappeared. Hope this will be more money in the bank.
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • Hello all!

    Todays was a NSD! :j

    I nearly bought fish and chips on the way home as I passed a chippy that does particularly good ones. I even pulled up, but realised that I had some mice in the fridge waiting to be cooked on its last day, so I came home and cooked it. :A

    So now I have a tasty pan of spag bol instead! :T

    I'm quite impressed with myself as it was late and I was tired.

    I think I will transfer the £4.50 I would have spent on the fish and chips to my savings as a reward.
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I even pulled up, but realised that I had some mice in the fridge waiting to be cooked on its last day, so I came home and cooked it. :A
    You can take this money saving too far you know _pale_.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    gallygirl wrote: »
    You can take this money saving too far you know _pale_.

    Our stupid cat would be very MSE as he brings mice in quite frequently. Unfortunately he likes to show off so he yowls about what a mighty hunter he is at 3am and you have to go take his mousie off him for him to shut up.

    Well done on the NSD, PB! :) I'm always transferring money I would have spent into savings, I find it both a morale boost (aren't I being virtuous?) and a nice sanity check (I hate to transfer back out of savings so am less likely to spend the money later). I figure once I've decided to spend X, I may as well treat it as "gone" even if I don't actually spend it. Very handy with am@zon books that are available at the library. ;)
  • gallygirl wrote: »
    You can take this money saving too far you know _pale_.

    Oh we are very funny, aren't we?! :rotfl:

    Honestly, I come on here late at night trying to be a good DFW/MFW writing up my progress and I leave one tiny, sleepy letter in its letterbed behind me and I get clever comments about mices! :rotfl:

    *Goes to fetch n, who is having a lazy Sunday lie-in*
    Our stupid cat would be very MSE as he brings mice in quite frequently. Unfortunately he likes to show off so he yowls about what a mighty hunter he is at 3am and you have to go take his mousie off him for him to shut up.

    Ouch. Cute but just ouch at getting up at 3am to pick up a dead mices!
    Well done on the NSD, PB! :) I'm always transferring money I would have spent into savings, I find it both a morale boost (aren't I being virtuous?) and a nice sanity check (I hate to transfer back out of savings so am less likely to spend the money later). I figure once I've decided to spend X, I may as well treat it as "gone" even if I don't actually spend it. Very handy with am@zon books that are available at the library. ;)

    Yes! This is me! :) I still have to keep a half-eye on it as I tried this one month and miscalculated and ended up going into my OD which I think cost me £1. Grr!

    In principle, though, it's a great idea. I'm not finding it too hard as I am stuck in study/job application hell this month so apart from spending on food, petrol etc. I don't have the most exciting month.

    Oh well...silver clouds and all that! ;)

    Right, so yesterday's spends: £10.19 in one of those B&M/Quality Save type shops (can never remember which is which!) on some food boxes, weedkiller that says it will kill the weed on my lawn but not the lawn (we shall see) and snacks to sustain me through studying.

    I think I may be one of those emotional eaters. Goshdarn it, but there's another thing for my To Do list for July! :mad:

    Right, must go. Applied for another job last night and have to wash hair then tidy and clean dining room and kitchen and I have *SO* much studying to do I want to weep. (Today is presentation and one assignment.) If I get that job I will be in financial clover as it will nearly double my salary. Imagine what I could do with that!

    Please make sure I sign in later and tell you honestly how much I have been doing. I need to focus hella hard between now and the end of the month. Kick my bum if I do not!

    Hope you are all well ('xcept you, Ed - I know you are not. Get well soon!). :)
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If I get that job I will be in financial clover as it will nearly double my salary. Imagine what I could do with that!

    Go shopping :rotfl:.

    images?q=tbn:ANd9GcRdQ-w428-uGJAZVYYcxyr9VMMl_Qdz59OaFYO05KBQYc_GsJeyvw

    Seriously, good luck and hope the studying is going well :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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