Will a Life Mobile SIM-only deal help me build a credit rating?

AGBrown · 8 December 2015 at 7:42PM

If I took out a Life Mobile SIM-only deal (30 day SIM only) will the monthly payments for it show up on my credit report - i.e. will it help me build a credit rating? (They would if it was an equivalent tariff with Orange, for example).

I ask as Life Mobile won't credit check me in order to get the SIM-only tariff (according to MSE) and therefore with no credit rating it is a good mobile phone deal that I would be able to get (I have already been turned down for another mobile company due to a non-existent credit history in the UK).

(Aside: this is not actually for me, but a friend who is new to the UK who I am trying to help).

pappa_golf · 8 December 2015 at 11:57PM

dunno , but I took one out a few weeks ago , If I remember next month I will try and update this post with results from call credit (noodle) and clearscore

edit: credit search not showing on noodle (call credit) updated today ,

AGBrown · 10 January 2016 at 10:25PM

pappa_golf wrote: »

dunno , but I took one out a few weeks ago , If I remember next month I will try and update this post with results from call credit (noodle) and clearscore

edit: credit search not showing on noodle (call credit) updated today ,

Pappa Golf, it's been a month since we last posted on this so I'm very interested to know. Did your monthly payment for this show up as "paid" on your credit reports?

pappa_golf · 10 January 2016 at 10:52PM

noodle report in , nothing showing , callcredit one due in about a week , so will check then

no searches that I can see so far

I would like to give noodle and call credit a few mths to catch up tho ,

pappa_golf · 12 January 2016 at 12:47PM

noddle report just in , the free report via talk talk that informs you of changes

LIFE MOBILE are showing on the free noodle report ,

hope that helps

AGBrown · 12 January 2016 at 5:07PM

pappa_golf wrote: »

noddle report just in , the free report via talk talk that informs you of changes

LIFE MOBILE are showing on the free noodle report ,

hope that helps

That's great to know - so it looks like having a LIFE mobile SIM-only, which doesn't require a credit check to open (according to MSE) will help build a credit history.