Mystery entries on Noddle "Search History"

Lummoxley

Hi, looking for some advice on what, if any, action I should take regarding some new entries on my monthly credit report from Noodle.

They are in the "Search History" and total three from the same company, Freemans Grattan Holdings PLC, so maybe related to a clothing catalogue?

There's an "Identification Check" a "Checking Credit Application" and an " Administration Review". All of these under an address I sold 4 months ago, the latter two with a date of birth that isn't mine.

This looks like ID fraud, so should I report it? If yes who to and how?

Apologies if this is the wrong board for this query, please redirect me if it is.

Candyapple

First you need to order copies of your Experian and Equifax reports too to check if anything else has been taken out in your name.

You need to contact the company in question (Grattan) and yes they are a clothing catalogue company, and inform them that your details have been used fraudulently, you don't live at the address and to remove details of any accounts/searches on your credit files.

You will also have to contact the police / Action Fraud and report it to them in order to gain a crime reference number to give to Grattan because if whoever has run up debts in your name, they will not willingly remove any adverse data without a crime reference number.

Finally, contact CIFAS to put a protective registration against your name so if anyone tries to apply for credit in your name again, it will be flagged and checked.

https://www.cifas.org.uk/pr_for_individuals

Calamitykay

Hi there,
I am in the same situation as yourself in that on checking my Noddle account there is a name unknown to me that is linked to me and a particular bank account back in June 2006.
I have today just reported it to the Action Fraud people (its a free phone number) and been given a reference number. This was followed up by a letter to the affected bank asking them to investigate and to remove the name linked to me (citing Action Fraud ref no.) I actually 'lost' a passport around the same time so the 2 events might be connected or just a coincidence.
Good luck with your situation