ISAs, joint accounts ans help to buy

edited 30 November -1 at 1:00AM in ISAs & Tax-free Savings
4 replies 624 views
lcfcstephenlcfcstephen Forumite
154 Posts
Fifth Anniversary 100 Posts Combo Breaker
edited 30 November -1 at 1:00AM in ISAs & Tax-free Savings
I have used my Isa allowance for the year tying some money away. I have a fiancee who is a student who hasn't. We want a help to buy Isa which was always planned to be in her name, however she doesn't have an account with Halifax (which seems to be the best HtBI at the moment). As she is a student (final year) it is difficult to open either a regular account (no income) or a student account (near the end). So my question is, could I open a joint current account at Halifax (with my income) and then she on her own can open the help to buy Isa? Does that work? Is that allowed? Are there any other suggestions?

Thank you
Mortgage Debt £53,879.68 as of 2nd July
Help to Buy Equity Loan Debt £26,799
Total Debt: £80,678.68 of £133,995 two bed house

Replies

This discussion has been closed.
Latest MSE News and Guides

Students - apply for uni funding NOW

If you plan to get a place via 'clearing'

MSE News

A guide to council tax bands

Lower your band & save £1,000s

MSE Guides