Monday 30th November - What small debt free things will you do today?

chocolatelover93

Just been catching up on the weekend's thread:
YorkshireLass - Re. the shampoo if you take it back you should get refunded. I work in Mr T next to customer services and their policy is if something is priced wrong they give you back twice the difference not sure if @sda have a similar policy but it is worth a go

lambda

Came to work, quick check of my budget and balances. Had a packed lunch.
No spend day today so far. No spend day yesterday as well!

debtfreeby50

I joined up here over a year ago and havent really been in the forums for the most part, but i must admit when i joined the wealth of information, feedback and support was great. Slowly working my way to being debt free and started today by sending off 4 letters to CC companies making F&F settlement offers (fingers crossed), also have spent zero so far, and as a freelance consultant i'm hoping a client will pay me today!

determined_new_ms

La E just be your usual sweet self and just say right now it's not going to be a possibility but you hope to be able to in the future and leave it at that. You don't need to justify yourself lovely.

Ok knitting question - hurrah I am a proper knitter! Now know how to CO, knit, purl, k2tog, St st & Bo! - have a pattern and yarn to knit some socks. Is it easier to knit these with DPNs or ciruclar needle?

La_escocesa

Cheers DNMS... Will pluck up the courage...!

So just as well I checked banking today - two fraudulent transactions for £479 each!! It took me into my overdraft too so I'll need to check I won't get charged overdraft fees for those days. :mad:

allydowd

Hi,

Alas too busy to contribute much. Work has switched to 12 hour shifts for the season, and my workload is ridiculous. However, have managed to:

* Take a packed lunch; struggling to eat just now, which isn't helping.

* Searched for a DVD more cheaply on https://www.flubit.com

* OH has just invoiced her latest contractor for £500+, most of which will be profit.

Hugs to all.

Candy0107

Hi all,

Hope everyone is OK - positive thoughts to those who need them x

I feel so much better having slept most of the day (yesterday) I now brush off lil comments etc and I am now less sensitive.

Today hasn't quite gone to plan as I woke up late so did not make breakfast or lunch so I went for cheepo meals.

Today I have/will:

• dinner from stores
• checked online banking
• checked investment and re-invested
• charged phone via the pc
• drove at 50mph to minimise fuel usage
• need to make lunch for tomorrow (falafels in a wrap with bbq sauce)
• low spend day - just food at work, a large bag of popcorn (will portion up for snacks) and a box of own brand chocolates for my nans birthday tomorrow
• have an early night - hopefully i will get out of the habit of waking at 4am

Think that is about my lot for today - take care all

Candy xxx

carrielovesfanta

La E! It's awful when that happens. It happened to me a few years ago. I hope you get the money back quickly

Candy0107

LaE - hope you get this sorted !!

foxgloves

DNMS - DPNs x