Can I Fix This?

ciarasdreams

Ellidee wrote: »

Aww Ciara what a wonderful sis you have ! I'm sure I've said that before, and you have agreed with me, but even though your parents are not much help you sister seems to more than compensate for them. You are very lucky but then so is she as you have been able to support her recently and I am sure she will be glad of your help when the little bundle comes along.

I think that I have always known that she is totally amazing and always has been for all of my life and my brother in law is pretty great as well. We are both just worried just now that if either of us are silly enough to stand still for too long then we will end up with for sale post it notes stuck on to us as well. :rotfl: He has already suggested that we make a run for the pub and come back in an hour or so when it is safer to be at rest at home and I think that he might be right.

ciarasdreams

I feel terrible now but we did it and ran away to the pub for a few drinks to escape from being post it noted and sold on. Maybe it is the alcohol actually talking here but I am convinced that I can really manage my August deadline so I am going to start tomorrow by taking everything that is left in my savings account and put it towards my outstanding amount of debt and then I am going to pay absolutely everything that I can every month towards what is still outstanding.

ciarasdreams

Well I did it today and moved everything from my savings as well as a little bit from my current account over to my debt so even although it probably will not actually show up until Thursday or Friday I now officially consider myself to be £10,800.00 in debt which actually does not sound like a lot if I say it very quickly and say only before the amount. :rotfl: This leaves me with seven pay days until my deadline which means that I have to find at least £1,545.00 per month to manage it which is a bit of a daunting task to be honest and I am really not sure how I am going to manage to do it. I have listed some things on ebay that have been donated by my brother in law but I am not sure if I will actually get more than a few pounds for them because I do not know if people buy second hand games consoles or not? My sister has told me that there is a really famous car boot sale held a few miles away from our house every Sunday which is always very busy but I have never heard of it so am not that sure that it can be that good especially at this time of year but she told me to stop complaining because we are going to it to make me some money and that if I complain anymore then she will wear her Kylie shorts and her furry jacket to it.

alibambino

Who is SS? could he help me too? i know that sounds selfish, but im just trying to pay my debts off quicker, although i think i might have died of old age before that happens lol

ciarasdreams

alibambino wrote: »

Who is SS? could he help me too? i know that sounds selfish, but im just trying to pay my debts off quicker, although i think i might have died of old age before that happens lol

SS is Southernscouser who is one of the most helpful and friendly and charming gents who use this site. I am not sure what if anything he will be able to do to help you out but I am sure that he will do whatever he is able to for you but you can find him on his own thread http://forums.moneysavingexpert.com/showthread.html?t=657637

Viv

I have just sat and read all of this tonight after reading your signature on another thread I still think you are Fabulous!!!
Can I ask though what happened to the extra debt that you didn't know about from your previous pay??
And I really think you should meet up with Southern Scouser you seem made for each other I detected a definate frissance there (is that how its spelt Miss Ciara?)
Thanks for an evenings good reading feeling very boggle eyed now. Viv XX

ciarasdreams

Viv wrote: »

I have just sat and read all of this tonight after reading your signature on another thread I still think you are Fabulous!!!
Can I ask though what happened to the extra debt that you didn't know about from your previous pay??
And I really think you should meet up with Southern Scouser you seem made for each other I detected a definate frissance there (is that how its spelt Miss Ciara?)
Thanks for an evenings good reading feeling very boggle eyed now. Viv XX

Sorry I thought that I had recorded all of the details about my overpayment but obviously I did not. I had a really good union rep who also came with a really good solicitor who argued my case for me and won it. I ended up not actually having to repay any of it for a wide variety of reasons including that I was never actually aware of their error at any time that I worked for them and it was their admitted mistake and actually nothing to do with me for once and also had a lot to do with the proportion of what they had paid to me that had been confiscated by inland revenue to pay my student loans which is where it apparently all started to get really complex and both sides ended up agreeing to just leave things as they were. It was a really frightening time but I survived it. I think that SS is scared to travel beyond the border so since my move even further North I am destined to only ever meet him on the internet now.

ciarasdreams

P.s. You deserve a bravery award for enduring the endless moaning and self pity showed the whole way through my rambling writings. :rotfl:

Viv

Not at all it was a good read but I could tell you were blonde right from the beginning!!

ciarasdreams

Viv wrote: »

Not at all it was a good read but I could tell you were blonde right from the beginning!!

The worst bit is that it is completely natural which probably means that I have always been doomed from the outset. :embarasse I always think that if I had inherited dark hair and darker skin like my sister then it would all have been so different and I would have been really clever and resourceful and organised just like my sister.