We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Vehicle seizure recovery problem

12357

Comments

  • Minrich wrote: »
    I am very sure .... You can get your mates car out if you have insurance in your name , the certificate of insurance is in your name and you have the required driving licence . Hasn't really changed , your just dim

    The car in the compound only needs valid insurance and a person legally entitled to drive it for it to be released . This insurance can be the owner or another persons , as long as the other person has permission from the owner to recover it for him ..

    :rotfl:oh the irony:rotfl:

    Why all the contradictions then?

    Next you'll be claiming some expert knowledge into such matters. You don't know about insurance or nips so you can't have had much training in such things.
  • Oli.s
    Oli.s Posts: 548 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    My Aviva policy, which commenced today States under exclusions on the actual insurance certificate;
    Use to secure the release of a motor vehicle, other than the vehicle identified above by its registration number, which has been seized by, or on behalf of, any government or public authority.
  • gunnapaul2 wrote: »
    Should I maybe go to a solicitor to look into this for me? I'm panicking a bit, it says on the police slip I have seven days to collect it.


    Which police force is it? You'll be best speaking to the vehicle recovery manager who'll authorise the release.
  • Oli.s wrote: »
    My Aviva policy, which commenced today States under exclusions on the actual insurance certificate;

    So correct me if I'm wrong, you cannot use your policy to get someone else's car out? Which contradicts what Minrich claims is written on the certificate.
  • Minrich
    Minrich Posts: 635 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    edited 29 November 2015 at 8:56PM
    it means if ABC123D is the registration number (on the certificate) that is the only car you can recover with that certificate . So you cannot recover a car under the third party extension (which most comprehensive policies have) , which is what is said in the first post !

    THE ONLY CAR YOU CAN RECOVER FROM SEIZURE IS ABC123D OR ANY OTHER REGISTRATION NUMBER THAT IS SPECIFICALLY DETAILED ON THE CERTIFICATE OF INSURANCE , NO OTHER WAY .

    Now i CAN go and get insurance for a car that my mate owns and with the certificate go an get it recovered . IT WOULD HAVE THE REGISTRATION NUMBER ON THE CERTIFICATE
  • Minrich
    Minrich Posts: 635 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    edited 29 November 2015 at 9:13PM
    BillyFord wrote: »
    :rotfl:oh the irony:rotfl:

    Why all the contradictions then?

    Next you'll be claiming some expert knowledge into such matters. You don't know about insurance or nips so you can't have had much training in such things.

    The NIP knowledge (re reminders being sent) i agree has changed . It was never done in the past , due to several reasons .....one of which was the "not responding in 28 days" breach and not providing the driver details ..... Which 28 day would you use ? The 28 days from the original NIP or the 28 days from a reminder ? or a reminder of a reminder ! If you were in the habit of sending reminders then nobody would answer the first one and then couldn't be prosecuted due to the 28 day rule .... (Failing to disclose driver details at the time the offence)
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    BillyFord wrote: »
    So correct me if I'm wrong, you cannot use your policy to get someone else's car out? Which contradicts what Minrich claims is written on the certificate.

    It's very clear to me that Minrich is stating you cannot retrieve a vehicle from the pound using the DOC extension, just with a Certificate that specifies the vehicle you want to retrieve
  • molerat
    molerat Posts: 35,016 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 November 2015 at 9:09PM
    gunnapaul2 wrote: »
    Should I maybe go to a solicitor to look into this for me? I'm panicking a bit, it says on the police slip I have seven days to collect it.
    What is the point of going to a solicitor, he will tell you what you have been told here.

    The police are not saying you need "impound insurance", they are telling you that you need documents that cover you or someone else to get the car out of the pound. That person needs insurance that covers the vehicle and valid driving licence. You do not have a valid driving licence so you can't do it. Only you are covered by your insurance so no one else can do it on your policy unless you get them added. If you put your BIL on the policy provided he has a current licence he should be able to recover it. My insurer issues a PDF cert about 30 minutes after contacting them. As mentioned above the majority of insurers do not allow DOC cover to be used for recovering seized vehicles. Have you contacted your insurer to see if your BIL can be added ? If not you may have to take out a 12 month impound insurance cover so that a 3rd party can be added.
  • Minrich
    Minrich Posts: 635 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    ^^ What i said :beer:
  • Minrich wrote: »
    it means if ABC123D is the registration number (on the certificate) that is the only car you can recover with that certificate . So you cannot recover a car under the third party extension (which most comprehensive policies have) , which is what is said in the first post !

    THE ONLY CAR YOU CAN RECOVER FROM SEIZURE IS ABC123D OR ANY OTHER REGISTRATION NUMBER THAT IS SPECIFICALLY DETAILED ON THE CERTIFICATE OF INSURANCE , NO OTHER WAY .

    Now i CAN go and get insurance for a car that my mate owns and with the certificate go an get it recovered . IT WOULD HAVE THE REGISTRATION NUMBER ON THE CERTIFICATE

    Shouting won't make you right.

    http://www.surrey.police.uk/About-Us/Our-policies-and-procedures/InfoItemId/347

    You can get a car out on third party cover if your policy doesn't exclude you from doing so.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.