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New State Pension starting amount and full record of qualifying years- trial service

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Comments

  • westv
    westv Posts: 6,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Verification didn't work for me either.
  • green_man
    green_man Posts: 558 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    I tried to go through this with my wife but was unable to verify her due to it insisting on having a photo I'd driving licence, had to resort to ordering a statement instead.
  • SnowMan
    SnowMan Posts: 3,689 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    green_man wrote: »
    I tried to go through this with my wife but was unable to verify her due to it insisting on having a photo I'd driving licence, had to resort to ordering a statement instead.

    I've not got a photo ID driving license but I made it through the experian route, but it wasn't straightforward.
    I came, I saw, I melted
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    my OH went through Experian easily enough without a photo licence.

    the only thing that drove us mad was trying to get the id code from the voice recognition system - imagine an Australian Chinese non english native speaker using phonics with a bad cold speaking through a hankie. 4 goes it took before we gave up
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • bigfreddiel
    bigfreddiel Posts: 4,263 Forumite
    SnowMan wrote: »
    I've not got a photo ID driving license but I made it through the experian route, but it wasn't straightforward.

    I used the experience route and found it very easy, can't really understand why anyone would have a problem!

    fj
  • p00hsticks
    p00hsticks Posts: 14,468 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I used the experience route and found it very easy, can't really understand why anyone would have a problem!

    fj

    If you can't answer 'Yes' to at least one of the first three questions (Do you have a photo driving licence, do you have a UK passport, do you have a passport from another country) then you are simply told that Verify won't work for you and you can't proceed any further.....
  • I used the experience route and found it very easy, can't really understand why anyone would have a problem!

    fj

    LOL. See my comment below.
    p00hsticks wrote: »
    If you can't answer 'Yes' to at least one of the first three questions (Do you have a photo driving licence, do you have a UK passport, do you have a passport from another country) then you are simply told that Verify won't work for you and you can't proceed any further.....

    Even if you can answer "yes" to at least one of those questions, it's not guaranteed to get verified. My OH can answer "yes" to photo driving licence *and* UK passport but cannot get verified by any of the providers, which appears to be due to having a "thin" credit file. No mobile phone contract, no loans or mortgages...
  • cjking
    cjking Posts: 101 Forumite
    Part of the Furniture 10 Posts
    I'm not convinced the figures can be right, they are too generous.

    It's told me a figure of £140.70 (which could increase to £155.65 upper limit.)

    I have 31 years, if I calculate 155.65 * 31/35 = £137.28 I nearly get to that. But I was also contracted out for about twenty years, and there seems to have been no penalty for that. (I had a negligible salary for most of those 20 years though, not sure if that makes a difference. When I transferred the pension built up from rebates alone a few years ago, the balance was of the order of 12K.)
  • jem16
    jem16 Posts: 19,638 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cjking wrote: »
    I'm not convinced the figures can be right, they are too generous.

    It's told me a figure of £140.70 (which could increase to £155.65 upper limit.)

    I have 31 years, if I calculate 155.65 * 31/35 = £137.28 I nearly get to that. But I was also contracted out for about twenty years, and there seems to have been no penalty for that.

    Your calculation will be based on the current rules by the looks of it. So 30/30ths = full basic state pension plus the extra amount for the 11 years you were not contracted out which is your additional pension.
  • bigfreddiel
    bigfreddiel Posts: 4,263 Forumite
    speedyrite wrote: »
    LOL. See my comment below.



    Even if you can answer "yes" to at least one of those questions, it's not guaranteed to get verified. My OH can answer "yes" to photo driving licence *and* UK passport but cannot get verified by any of the providers, which appears to be due to having a "thin" credit file. No mobile phone contract, no loans or mortgages...

    Well I found it incredibly easy, and I'm not anything special or unusual, so I still say I cannot understand why anyone would have a problem.

    Cheers fj
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