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My SOA / My quest starts here to be Debt Free

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Comments

  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    well done paying off hsbc, its such a nice feeling to get rid of a card. helps you to realise you are getting somewhere. looking forward to seeing your updated sig friday, i love seeing everyones balances go down.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • Instead of going to the gym why not consider running? Its free and best of all fresh air!!!
    MFW 2011 challenge - Aim: Overpay £414.26 a month/£5,000 a year. Overpayment Total to date: £414.26:jMortgage start 28/9/07 £46,217.00 :TMortgage balance as of 25/05/11 £24,490.58 :T
    Interest saved as of 25/05/11: £2,849.84 Projected term reduction as of 25/05/11: 9 years 11 months
  • Its pay day tomorrow and excited about updating my signature.

    Still waiting for the cheque from inland revenue to come through. Its seems to me that in october will be a good month to knock off some of the balance.
    Hopeful me!!!
    LBM(23/07/07):17603.84 Balance Now(30/09/07): 16763.57
    M&S CC-3847.56 Amex CC-6180.17 HSBC Loan - 5235.84 OD -1500.00 HSBC CC - 0.00
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Also looking forward to seeing your totals come down tomorrow and when your IR cheque comes through.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Have you transferred £350 or whatever Mint allowed you to transfer from your M&S card? Remember to do it before the time is up for 0% transfers if not.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Hi all! I have recieved my pay today! suprise!:j suprise!:j I have recieved £1675 instead of regular £1505. Thats extra 170 for my debts this month. well chuffed with it. dying to find out if it was a bonus!

    I would love to update my signature now, but I don't remember the exact balance on amex card. not very dfw, i know:mad:

    Cant wait to get home and tally up how much i have paid off!
    LBM(23/07/07):17603.84 Balance Now(30/09/07): 16763.57
    M&S CC-3847.56 Amex CC-6180.17 HSBC Loan - 5235.84 OD -1500.00 HSBC CC - 0.00
  • Thanks verbatim for asking. I have transfered £250 pounds to my m&s card.

    Still waiting for IR cheque. Hopefully it should here anytime soon.
    LBM(23/07/07):17603.84 Balance Now(30/09/07): 16763.57
    M&S CC-3847.56 Amex CC-6180.17 HSBC Loan - 5235.84 OD -1500.00 HSBC CC - 0.00
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