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Sweating buckets - FP limits

13

Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    jonesMUFCforever wrote: »
    OP first sensible post is #18

    You may have saved £30 but at what cost?

    How much are you paying the solicitor for his work? £30 is nothing.

    It can't really be the first sensible post when it's agreeing with (and quoting) mine which was #13.
  • System
    System Posts: 178,410 Community Admin
    10,000 Posts Photogenic Name Dropper
    I'd have either done it a few days before or used CHAPS but no need to verify a reputable solicitor's client account.

    YorkshireBoy wrote: »
    I'd still want to verify the conduit first with a quid! Not always practical/possible though with a solicitor's collection account?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 November 2015 at 8:11PM
    jonesMUFCforever wrote: »
    How much are you paying the solicitor for his work? £30 is nothing.
    IMHO this is irrelevant and your logic is flawed. If I can't find a plane ticket for less than £1K, this doesn't mean that I shouldn't bother to try saving on getting to the airport or on parking.

    £30 is £30. Money doesn't smell.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    Heng_Leng wrote: »
    ...no need to verify a reputable solicitor's client account.
    It was more that I wouldn't trust myself!

    That said, a solicitor once tried to give me their sort code and account number for a £90K CHAPS transfer over the phone! Seemed a little put out when I asked him to put it in writing.
  • Ballard
    Ballard Posts: 3,002 Forumite
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    grumbler wrote: »
    IMHO this is irrelevant and your logic is flawed. If I can't find a plane ticket for less than £1K, this doesn't mean that I shouldn't bother to try saving on getting to the airport or on parking.

    £30 is £30. Money doesn't smell.

    I see your logic but with fp the transaction mightn't go through. With CHAPS it is guaranteed to reach the beneficiary account the same day. £30 for peace of mind isn't a bad price in my view.

    Trying to save money can become addictive but you have to look at the bigger picture sometimes. The chances are that a faster payment would arrive the same day but what would be the consequences if it didn't?
  • grumbler
    grumbler Posts: 58,629 Forumite
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    Well, this a different logic, not "£30 is nothing compared to...".

    I don't know the consequences as I bought my house long time ago and don't remember everything. Now, if I was that worried, I'd possibly consider making an advance partial or full payment to the solicitor.
  • polymaff
    polymaff Posts: 3,958 Forumite
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    And their's me thinking that the S in MSE stood for saving - not squandering :)
  • Ballard
    Ballard Posts: 3,002 Forumite
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    polymaff wrote: »
    And their's me thinking that the S in MSE stood for saving - not squandering :)

    It does. It can save a sleepless night because you didn't complete a purchase by trying to save thirty quid.
  • Goldiegirl
    Goldiegirl Posts: 8,818 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Rampant Recycler
    polymaff wrote: »
    And their's me thinking that the S in MSE stood for saving - not squandering :)

    That's the sort of comment I was thinking of when I posted earlier.

    It's not always appropriate to put 'money saving ' first at the expense of comfort, peace of mind, convenience and plain common sense.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • polymaff
    polymaff Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Goldiegirl wrote: »
    That's the sort of comment I was thinking of when I posted earlier.

    It's not always appropriate to put 'money saving ' first at the expense of comfort, peace of mind, convenience and plain common sense.

    As long as you recognise that you could, and will, do better in future. :)
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