Bought a car last year, now found out it was a Cat D write off

forgotmyname

How much would they have offered id it was not a CatD? £175?

On an older car not many will care about that, the overall condition is what counts, sell it privately.

straighttalker

xHannahx wrote: »

This is a myth, they are under no legal requirement to volunteer that information, it is down to the buyer to ask and at that point they must be honest.
If a dealer wanted to all they have to put is "for sale" with no information, not even a price. It is down to the interested party to ask. Any info the dealer advertises legally has to be correct, but there is no law for the dealer to provide any info that isn't asked by the buyer.

Another example of the dangers of taking advice from some faceless individual on the internet. Absolute rubbish. A dealer has to inform any prospective buyer if the car he is selling is Cat C/D.

shaun_from_Africa

xHannahx wrote: »

This is a myth, they are under no legal requirement to volunteer that information, it is down to the buyer to ask and at that point they must be honest.
If a dealer wanted to all they have to put is "for sale" with no information, not even a price. It is down to the interested party to ask. Any info the dealer advertises legally has to be correct, but there is no law for the dealer to provide any info that isn't asked by the buyer.

How about this law?
http://www.legislation.gov.uk/ukdsi/2008/9780110811574/regulation/6

Misleading omissions.
6.—(1) A commercial practice is a misleading omission if, in its factual context, taking account of the matters in paragraph (2)—
(a)the commercial practice omits material information,
(b)the commercial practice hides material information,
and as a result it causes or is likely to cause the average consumer to take a transactional decision he would not have taken otherwise.

motorguy

xHannahx wrote: »

This is a myth, they are under no legal requirement to volunteer that information, it is down to the buyer to ask and at that point they must be honest.
If a dealer wanted to all they have to put is "for sale" with no information, not even a price. It is down to the interested party to ask. Any info the dealer advertises legally has to be correct, but there is no law for the dealer to provide any info that isn't asked by the buyer.

No, no, no, no no.

The dealer MUST furnish the prospective buyer with all information that could otherwise mean they would not buy the car - for example, ex hire car, written off, ex driving instructor car.

Please read up on this before you mislead any more people.

motorguy

forgotmyname wrote: »

How much would they have offered id it was not a CatD? £175?

On an older car not many will care about that, the overall condition is what counts, sell it privately.

+1

Its an unscrupulous trader smelling blood and sensing weakness.

AdrianC

Cat D means the repair cost for the damage was BELOW the vehicle's pre-accident value, but the insurer decided not to repair.

That may have been to reduce hire car costs. It may have been because the insured was being a git and they just wanted to close the claim down quickly. It may have been for any number of reasons totally unrelated to the actual damage.

BUT if that decision had gone the other way, and the insurer had repaired the car, you would know nothing whatsoever about it.

The repair was done in 2009 - six years ago. You've owned the car for a year, and had no problems with it relating to the damage or repair.

jenuk1985

Well I took the car back to the garage, long story short, he bought the car back for £750 and I got the impression that it happened a lot, he was also saying that he was going to wind the company up tomorrow because of things like this, I suspect he was saying that to put pressure on to get me to accept the offer, though he probably didn't realise that while I asked for £1000, I'd have accepted anything £500+ (and was only expecting something in that region)!

Fully appreciate that if I'd have been prepared to fight, could have got more, but also could have got considerably less, so £750 in our pockets and one wreck of a car off our hands, can't really argue with.

A small victory, but I count it as a victory nonetheless .

AdrianC

jenuk1985 wrote: »

one wreck of a car off our hands

I'm confused.

Did you buy a "wreck of a car" a year ago, or has a year in your ownership turned it into a wreck?

jenuk1985

AdrianC wrote: »

I'm confused.

Did you buy a "wreck of a car" a year ago, or has a year in your ownership turned it into a wreck?

We naively bought a wreck of a car a year ago.

mb101_2

jenuk1985 wrote: »

We naively bought a wreck of a car a year ago.

I'm curious, are you calling it a wreck just because it's Cat D? Still, £750 seems a good result so doesn't really matter!