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Saving for Xmas 2016! - A pound a day

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  • Happy New Year everyone.

    So this is my first update and here goes:

    I will be combining my virtual pot, £2, 50p, 20p & sealed pot challenge.

    #12 potted £43.80

    I thought I was doing £2 per day making me under target of £26.20 but just realised that I said £1.50 so under target by £8.70. Not bad for hubby being out of work during winter.:)
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • This morning I have paid over all the money needed to settle what was spent on the card last month. I'm really pleased that the monies saved last year was more than enough to cover Xmas, New Year and two further treats for me and I still have £21 to carry over to this year's challenge. :) I'm now bumped up to:
    #3 £60/£732
    Thanks Ellie
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • £31 banked for December (money only just gone in) painfully slow but it'll be worth it next Christmas!
    Very: £965.30 (must be gone by 01/07/16)
    Personal Loan: £1902.03
    Overdrafts (split over 2 accounts): £1100
    Credit Card: £3781.61 (currently interest free)
    Mortgage: £29,410.53 (6 years, 4 months remaining)
    Bed finance: £1450 (interest free)
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Not sure I can join as doing something slightly different. I do all my shopping online, mostly Amazon. So I'm buying a £30 gift card every month. Started today and got £7 bonus to be spent by mid April so that will be used for birthday as all 3 in April and may


    You are very welcome to join us if you would like. It's up to you where you keep your money, some of us use a pot/tin and others save on-line.

    Just let me know if you would like a number;)

    Ellie x
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Evening everyone,

    Totals updated, I must say we are all doing fantastically well;) Just think how organised we will be when Christmas comes along:cool:

    Ellie x
  • mummyroysof3
    mummyroysof3 Posts: 4,566 Forumite
    You are very welcome to join us if you would like. It's up to you where you keep your money, some of us use a pot/tin and others save on-line.

    Just let me know if you would like a number;)

    Ellie x

    Yes please, my theory is they safe in gift card form and won't get used for something else x
    Have a Bsc Hons open degree from the Open University 2015 :j:D:eek::T
  • plz can I rejoin I did it last year but didn't come on website much to update x
    #18 Weekly savings challenge 2015(£220.80-£1378)
    #100-£365 in 365 days challenge 2015 (£62-365)
    #203-Sealed pot challenge 8-2015 (£7.50-£100)
    Payment a day 2015- (£151) Xmas park savings £68
    #70 £10-£1000 Emergency Fund Member
    #62 £2 savers Club Member- £34
  • Added another £1 so am now on £6 total .
    Jan Grocery challenge £96.17/£150 NSD JANUARY 1/15 SPC #60 £79.17 :j #70 Xmas pot £12/333 days:T Virtual sealed pot challenge #22 £10.40/£500 target £2500 overdraft :(
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    £2.00 paid out from Quidco, so that has gone in to my xmas pot as I get it paid out by amazon gift cards so it goes towards xmas 2016.

    £64 in the pot already.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    plz can I rejoin I did it last year but didn't come on website much to update x



    Hello Littleangels3, your number is 85


    Happy Saving;)


    Ellie x
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