Rejected for 2nd BoS Current Account

bolzano

I have just been rejected for a second BoS current account.

I have nothing bad on my credit report except for a number of recent searches. My first BoS current account was opened 1 week ago.

I had a vague memory of someone posting about a Lloyds Banking Group maximum number of current accounts. I can't find this now. I have 3xRCA, 1xCL, 1xBoS, (&4xTSB - probably not relevant ) . My 2 credit cards are with Halifax: small balances, paid off each month.

Has anyone else had a similar situation? If it is just the recent searches then I will wait a few months before trying again, but I've never had a problem with this in the past.

Futuristic

I just opened 2 more last night after a week from initial account without any issues. Already see the accounts on the online banking as well.

Dird

What's RCA?

jennifernil

Reward Current Account?

bolzano

Yes Reward Current Account.
Thanks Futuristic, mystery as to why I was rejected then

YorkshireBoy

Did you apply from within your online banking area whilst logged in?

bolzano

No. I have just been accessing BoS through Halifax. I don't yet have my BoS card, which I assume I need to register for BoS Internet banking?

brenda10

But they did send me a letter to tell me if I didn't contact them within a week they would disregards my applications, I rang and it was simply to verify who I was.
I do have a Halifax reward account and I hadn't realised that BOS were the same as Halifax, surprised when they appeared on my Halifax account.
I just applied through BOS site as wasn't aware that Hfx and BOS were one and the same.
I just got my 3 last week and my husband got 3, same thing, he had to call to verify who he was as they worry about people trying to steal your identity, they were lovely and after a few verifications all up and running.
Good Luck.
Martin Lewis is my HERO.

YorkshireBoy

bolzano wrote: »

No. I have just been accessing BoS through Halifax. I don't yet have my BoS card, which I assume I need to register for BoS Internet banking?

Try logging into the BoS site with your Halifax log in details.

bolzano

YorkshireBoy wrote: »

Try logging into the BoS site with your Halifax log in details.

This doesn't work. Should it?

YorkshireBoy

bolzano wrote: »

This doesn't work. Should it?

It works for me, and has done ever since my BoS accounts were opened nearly 3 years ago. I've not had to separately register at BoS.