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Tariff/credit top-up newbie question

abibee
abibee Posts: 441 Forumite
Part of the Furniture
Newbie question.

I'm getting a smart phone, it'll be my first one. I'm with O2 and the money I top up on my non-smart phone stays there (or rolls-over each month) until it's used up. So I don't top up often.

Will this change with the new phone? Will I have to pay every month with these monthly tariff's, or can I just top up as needed, with credit rolling over?

I see on Asda a standard tariff, which looks like it's what I want, or will O2 continue to do this too?

Comments

  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 14 November 2015 at 9:59PM
    So are you purchasing a PAYG phone or a monthly contract phone? The type of phone is irrelevant to the type of contract.
    If it's contract, you don't top up. You get a monthly allowance of minutes, texts and data, and once you go over those limits you are billed for the additional usage, usually at a penurious rate, over and above your monthly payment. Nothing rolls over each month, so you use it or lose it.
    No free lunch, and no free laptop ;)
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 November 2015 at 10:19PM
    And if it's PAYG/SIM-free, that seems to be the case, nothing changes except that a smartphone uses mobile data far less predictably than minutes and texts.

    With O2 cost of pure PAYG data (without buying a bundle that lasts for a month) is likely to be excessive. So, you either have to keep buying a bundle or switch to other provider. Three or Delight Mobile are the cheapest with 1p/Mb on pure PAYG without bundles.
  • abibee
    abibee Posts: 441 Forumite
    Part of the Furniture
    edited 15 November 2015 at 12:14AM
    Sorry, yes, it's a PAYG phone.

    I see Asda's £5/month isn't expensive per se, but I probably wouldn't even use all that.

    I'll have a look at Three and Delight Mobile.

    Edit: Delight looks good. Am I right in thinking that if you topped up say £10, then that credit stays with you until you use it up i.e. won't disappear after a month.

    Edit 2: Also, it's a Vodafone phone (smart ultra 6), purchased without a sim. And I can unlock it for a few pounds on Ebay, by all accounts.
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    PAYG credit does not disappear unless you convert it to a bundle, which normally lasts for 30 days.
    No free lunch, and no free laptop ;)
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Make sure you (at least) allow updates via WiFi only in settings to reduce uncontrolled mobile data consumption.
  • abibee
    abibee Posts: 441 Forumite
    Part of the Furniture
    Thanks for that, good (and re-assuring) to know.
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