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which banks let you have 2 current accounts?

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  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Cisco001 wrote: »

    Rbs with 3% interest for 3k - 5k balance if 1k pay in

    So wrong.

    RBS have not had a 3% AER current account in living memory.
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have two with both Smile and Barclays. They have different functions for me. Part of piggy banking.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    ceredigion wrote: »
    All right then, well do it the other way around. Which banks only allow 1 solo and 1 joint current accounts.
    other than Tesco's

    Not even Tesco force you to have just one sole and one joint account.

    You can have two sole accounts with them.
  • masonic
    masonic Posts: 27,209 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Cisco001 wrote: »
    I am not aware any other high interest current allow more than 1 sole name
    I believe you can still get 3 BoS Vantage accounts. It also depends when you open them. I legitimately have two TSB Plus accounts and two Halifax Reward accounts (I once had 3 of the latter).

    The OP doesn't seem to be asking specifically about high interest current accounts, so there are numerous options for opening multiple current accounts in a sole name, several of which have been listed above. In fact, it doesn't appear anyone has been able to name a bank that will not allow you to open multiple accounts in a sole name so far...
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    colsten wrote: »
    Not even Tesco force you to have just one sole and one joint account.

    You can have two sole accounts with them.


    I know that
    Deleted the post because Cisco001 added the words, "high interest current" between me reading it and commenting on it
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    colsten wrote: »
    Why are you singling these two out when all other UK banks that offer current accounts let you have more than 1 of them?
    Cisco001 wrote: »
    RBS & Tesco

    Cisco001, what is it you are trying to tell with your amended post?
  • romanza
    romanza Posts: 27 Forumite
    SnowTiger wrote: »
    I can't think of a bank that won't allow customers to have more than one account.

    I have two (or more) Current Accounts with Natwest, N&P, Halifax and Santander (off the top of my head).

    Santander offer their Everyday account which doesn't having funding or Direct Debit requirements and doesn't charge a fee.

    Having a Current account with different banking groups is a good idea. They all have outages from time to time, so it's useful to have a backup. :)

    Thank you. I shall look into both Natwest and Santander. I really would like both accounts to be with the same bank however, I understand what you're saying. I have a spare Halifax account that I shall transfer emergency money into. Thank you!
  • romanza
    romanza Posts: 27 Forumite
    Deleted_User wrote: »
    Double life...?

    Not quite! ;):p
  • romanza
    romanza Posts: 27 Forumite
    Futuristic wrote: »
    Tesco would be a good choice if you wanted 2 accounts in same place with no requirements and 3% interest.

    As advised you'd probably want to split between 2 banks.

    I shall look into this, thank you! I want these two to be with the same bank however, I have a spare Halifax account which I will move some emergency funds into.
  • romanza
    romanza Posts: 27 Forumite
    EarthBoy wrote: »
    Which banks are they? I don't know of any.

    Some banks will only let you have one account of a particular type, usually those with extra benefits or bonuses, e.g. Halifax Reward account, or TSB Classic Plus, but you can have several plain and ordinary accounts.

    Pardon me, I think I read this about the ones with extra benefits and assumed it was for all accounts. I have just double checked now and it's fine to open more than one! Sorry for the mixup! :)
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