We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

which banks let you have 2 current accounts?

Options
HI.

I was wondering whether it was possible to have two separate current accounts with the same bank? I've checked their sites and can't find any information on this. I know some banks only let you have the one.

I have two jobs. (day job and dream job) I would like an account for each to keep my incomes/outgoings separate for each job. Dream job would only have dream job related outgoings whereas day job outgoings would include regular bills, etc. (I don't pay enough bills for the Santander 123 account, by the way.)

The thing is, I'm one of those morons who would like everything with the same bank. So I would need 2 current accounts and a credit card.

Has anybody got two current accounts with the same bank here? And if so, which one(s)?

Any advice welcome!
«13

Comments

  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I can't think of a bank that won't allow customers to have more than one account.

    I have two (or more) Current Accounts with Natwest, N&P, Halifax and Santander (off the top of my head).

    Santander offer their Everyday account which doesn't having funding or Direct Debit requirements and doesn't charge a fee.

    Having a Current account with different banking groups is a good idea. They all have outages from time to time, so it's useful to have a backup. :)
  • Double life...?
  • Futuristic
    Futuristic Posts: 1,166 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Tesco would be a good choice if you wanted 2 accounts in same place with no requirements and 3% interest.

    As advised you'd probably want to split between 2 banks.
  • EarthBoy
    EarthBoy Posts: 3,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    romanza wrote: »
    I know some banks only let you have the one.

    Which banks are they? I don't know of any.

    Some banks will only let you have one account of a particular type, usually those with extra benefits or bonuses, e.g. Halifax Reward account, or TSB Classic Plus, but you can have several plain and ordinary accounts.
  • Eco_Miser
    Eco_Miser Posts: 4,848 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Bank of Scotland let you have three interest-earning current accounts. If necessary, you can meet their funding requirements by internal transfers.
    Eco Miser
    Saving money for well over half a century
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    edited 13 November 2015 at 9:50AM
    Double life...?

    In one life, he's Thomas A. Romanza, program writer for a respectable software company. He has a national insurance number, pays his taxes, and he...keeps hoping to get laid. The other life is lived in computers, where he goes by the alias "romanza" and is guilty of trolling around on MSE. One of these lives has a future, and one of them does not.
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • Cisco001
    Cisco001 Posts: 4,137 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 13 November 2015 at 2:42PM
    RBS & Tesco
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Cisco001 wrote: »
    RBS & Tesco
    Why are you singling these two out when all other UK banks that offer current accounts let you have more than 1 of them?
  • Cisco001
    Cisco001 Posts: 4,137 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 13 November 2015 at 8:24PM
    colsten wrote: »
    Why are you singling these two out when all other UK banks that offer current accounts let you have more than 1 of them?

    Most banks allow 1 on sole name 1 on joint on current ac
    But there are people who is single!
    RBS allow 3 current a/c on sole name
    Tesco allow 2, if I remember correctly.

    Rbs with 3% interest for 3k - 5k balance if 1k pay in
    Tesco with 3% for 3k

    I am not aware any other high interest current allow more than 1 sole name
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Cisco001 wrote: »
    Rbs with 3% interest for 3k - 5k balance if 1k pay in
    I think you mean BoS. RBS do not currently have any interest paying current accounts.
    Cisco001 wrote: »
    I am not awareaccounts that any other high interest current allow more than 1 sole name
    Honest. Do you actually know anything about accounts that pay interest?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.