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0% with no fees ... rides again !

A real shocker ... once again the black horse has come charging to the rescue.

Paid off a £12,500 b/t a couple of weeks back with Lloyds. Phoned to see if they had any offers ... fully expecting nothing on offer ... and sure enough, two poor offers given (5.9% life of balance, and 3.9% or something for 9 months, both with 3% fees). So go to cancel the card, and the customer retention girl then offered me 0% for 9 months, but with a 3% fee. Figured it wasn't worth the aggro .... so said thanks but no thanks, I'll still cancel the card.

A minute's pause ... and then bingo ... she offers 6 months at 0% with no fees. Never thought for a moment these were still available, but then again I've thought this the last three times I've phoned Lloyds, and each time they come through with the goods.

So anyone with Lloyds deals that are coming to an end ... I hope that gives you cause for optimism !
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