Accident at T junction - please advice

bob.da

Hi - this is a first timers experience and would appreciate some advice

1) Was driving out of the gated parking onto the road with me taking a right turn (road being the horizontal part of T). There was a car parked on the double yellow lines to the left of the gate blocking the view of what is coming on the road. It is a narrow road and as I was taking right turn on to the road, a car drove down very fast straight on the road and we collided. My left bumper drove into the drivers side of the other car. Whose fault is it?

2) I informed this incident to my insurers and my insurers are approaching the third party themselves i.e., without the third party or their insurers contacting my insurer. Is that the correct process?

Many thx for your input

OddballJamie

My left bumper drove into the drivers side of the other car.

You pulled out into the path of an on coming vehicle. Open and shut case.

dacouch

Your Insurers are looking to control the claim and the costs.

The accident is your fault, by contacting the third party they will be looking to handle his claim and provide a hire car (If needed). This cuts out accident management companies who will inflate the ultimate cost of the claim to your Insurers

bigjl

The accident is your fault then.

Iceweasel

A car parked on double yellow lines - and a car driving 'fast' doesn't change anything at all away from the fact that you entered into a road that you couldn't be sure was clear.

Your insurance company is doing all it can to keep costs to a minimum - for them.

All you can do is let things take their course.

Good luck.

AdrianC

You pulled out of a junction when you couldn't see the road to be clear, and hit oncoming traffic as a direct result. Why would it NOT be 100% your fault?

Your insurer see it as your fault, 100%, too - so are contacting the other driver to offer to handle their repair directly.

BTW, if you know the other vehicle was coming "very fast", you must have seen them for long enough to evaluate their speed... So why did you pull out in front of them? The more likely scenario is that you didn't see them, so assumed they must have been travelling "very fast"...

Strider590

Usually even if a car is blocking the view, it's possible to see through the vehicles windows.

The other driver should probably have seen you and slowed down, but that doesn't make any part of this their fault. It just means they're a poor driver.

LadyDee

I must admit to being a bit of a "wimp" when turning right across traffic if I can't see clearly, so have been known to turn left instead then finding a roundabout or somewhere where I have clear visibility in which to turn in order to proceed in the direction I really wanted to go. :-)

AdrianC

LadyDee wrote: »

I must admit to being a bit of a "wimp" when turning right across traffic if I can't see clearly

Unless you're driving something with a bonnet a mile long, just inch forward until you CAN see. Don't be afraid to take whatever other aids there are to increasing your line of sight - look through parked cars, look down the inside of them, or use reflections in shop windows.

burlington6

Probably not the answers the Op was expecting lol

LadyDee

AdrianC wrote: »

Unless you're driving something with a bonnet a mile long, just inch forward until you CAN see. Don't be afraid to take whatever other aids there are to increasing your line of sight - look through parked cars, look down the inside of them, or use reflections in shop windows.

That's not so difficult in a town, but most of my driving is on country roads, no lighting and often that pesky T junction is on a bend. Came across such a situation the other night - all I could see on my right was hedges - took the cautionary route:o