deffo a wannabe !!

~daisy~_2

grrr grr and grrr some more ....

ok so we made our annual capital repayment in january - as per the previous 3 years - however this year for some reason they decided o lower the repayments rather than shorten the term
they claim this is what always happens if you dont stipulate - but we never have before
so when we see feb mortgage at only £500 and something we ring them up - well it takes numerous phone calls and confusion as one of our sub accounts hadnt been updated since march 07 - despite us upping over payments twice last year !!

finally think its sorted and receive a letter to confirm this - receive bank statement today to see they have take the £500 something payment again instead of £650 ish !!
try and ring them - no non geographical number will work and the waiting time is at least 20 mins !! i dont think so !! am pretty peeved about it
have never had issues with our mortgage account before and everything has always been very straightforward so hope this is not a taste of thing to come

C&G mortgage with Lloyds TSB by the way

~daisy~_2

we are now due to pay our final payment of our fixed rate term - finally so from the 1st of october its mortgage mortgage all the way baby !! woohoo

approx about 15k left to pay - hoping to do this by christmas 2010 without affecting our current standard of living toooooo much - however daughter already not happy as we have had to say no to next years swim camp to tunisia that she has been on the last couple of years
but a fortnight in cuba and a week in spain is what we have budgetted for and we are being strong.....so far !!
she doesnt do to bad - 5 holidays this year with 4 of them abroad - if only we had the same !!

Zeddy

~daisy~ wrote: »

we are now due to pay our final payment of our fixed rate term - finally so from the 1st of october its mortgage mortgage all the way baby !! woohoo

approx about 15k left to pay - hoping to do this by christmas 2010 without affecting our current standard of living toooooo much - however daughter already not happy as we have had to say no to next years swim camp to tunisia that she has been on the last couple of years
but a fortnight in cuba and a week in spain is what we have budgetted for and we are being strong.....so far !!
she doesnt do to bad - 5 holidays this year with 4 of them abroad - if only we had the same !!

Congratulations :beer: on that achievment and wow to all those holidays, sounds amazing.

Queen-Bee_2

setmefree2 wrote: »

There is a great clip on "you tube" called "e bay by weird al yankovic" http://uk.youtube.com/watch?v=HYokLWfqbaU

I've just been reading back through this thread and came across this. I nearly fell off my chair laughing - thanks SMF2 for giving me such a giggle this afternoon!!!!

setmefree2

Queen-Bee wrote: »

I've just been reading back through this thread and came across this. I nearly fell off my chair laughing - thanks SMF2 for giving me such a giggle this afternoon!!!!

It's a classic isn't it

http://www.youtube.com/watch?gl=GB&hl=en-GB&v=HYokLWfqbaU