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unfair negative score -help

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  • boo_star
    boo_star Posts: 3,202 Forumite
    Part of the Furniture 1,000 Posts
    HappyMJ wrote: »
    The deadlock letter can also be used to add a note to your credit file showing the debt is in dispute.

    You can add a notice of correction with or without a deadlock letter.

    They're largely meaningless for this exact reason.
  • the deposit is from savings and the sale of a buy to let property. Im thinking of using some of it to pay off some or all of my debts, if i pay them all off i will only have 10% deposit for the mortgage
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    90% LTV mortgage for someone who is debt-free doesn't sound too bad a proposition.
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