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Barclays overdraft issues HELP
marc2j
Posts: 11 Forumite
Hello - I need a little bit of help, and maybe some advice
I have had a Barclays Additions Plus account (The one that charges around £15 for not alot), for quite a while. When I upgraded the account, I found that my overdraft had dissapeared, and it took three or four days to get it back. At the time, I was in credit, so It wasn't so much of an issue.
I started to read this site, and took the plunge in downgrading to a First Additions account. This makes the monthly payments to around £6 a month.
However, in downgrading, Barclays have removed my £700 overdraft (AGAIN), leaving me £400 overdrawn, with no overdraft facility. They admit that this is their mistake, but I'm left not being able to draw money out, on a bank holiday weekend.
Now, the problem is being sorted, thats fine. But I know from working in finance that they won't compensate me for inconvenience. I will only get compensation if I have suffered financial loss.
So, I know it may be cheeky in asking, but how do you think I should deal with my complaint??
Thanks in advance!!
Marc
I have had a Barclays Additions Plus account (The one that charges around £15 for not alot), for quite a while. When I upgraded the account, I found that my overdraft had dissapeared, and it took three or four days to get it back. At the time, I was in credit, so It wasn't so much of an issue.
I started to read this site, and took the plunge in downgrading to a First Additions account. This makes the monthly payments to around £6 a month.
However, in downgrading, Barclays have removed my £700 overdraft (AGAIN), leaving me £400 overdrawn, with no overdraft facility. They admit that this is their mistake, but I'm left not being able to draw money out, on a bank holiday weekend.
Now, the problem is being sorted, thats fine. But I know from working in finance that they won't compensate me for inconvenience. I will only get compensation if I have suffered financial loss.
So, I know it may be cheeky in asking, but how do you think I should deal with my complaint??
Thanks in advance!!
Marc
0
Comments
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Why are you left without any money?
Surely if they are sorting it out you should be able to get cash at the counter and surely the O/D facility will be marked by the end of business today so ATM withdrawals could be made tomorrow?0 -
If you incur any fees as a result of their mistake then they should be refunded. Apart from that I dont think you will get any compensation at all.
I would push them to get it sorted quicker though as 3/4 days seems a long time for something that seems fairly straight forward to sort out.0 -
Thanks for your help everyone! Barclays are sorting out the problems as we speak. And I can not wait to get my A&L details....0
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