Can a tenant sub-let an entire property?

Guest101

SuzieSue wrote: »

As long as the tenant has suitable insurance for renting through Airbnb.

It's irrelevant.


The tenant is liable. The LL could not force the tenant to claim anyway.

SuzieSue

OP, I think you need to tell the Landlord because her insurance might not pay out if the house burnt down while it was being let through Airbnb if she isn't aware of it.

davidmcn

SuzieSue wrote: »

But the landlord's insurance probably wouldn't pay out and the landlord would have to pursue the tenant through the courts if he didn't have adequate insurance for Airbnb.

If the tenant wasn't renting through Airbnb, the landlord's insurance probably would pay out and then try to pursue the tenant.

Yes, but the tenant is still liable either way. I think the OP misunderstands what sub-letting actually means.

SuzieSue

davidmcn wrote: »

Yes, but the tenant is still liable either way. I think the OP misunderstands what sub-letting actually means.

But the tenant might not have any assets and the landlord could lose hundreds of thousands of pounds if her house burnt down.

All the landlords insurance policies I have seen would not allow this sort of subletting and so wouldn't pay out.

chappers

libf wrote: »

Whilst the tenant lives in the property, it is their home and they are entitled to treat it and enjoy it as such. If you can't get your head around that, then you shouldn't be a landlord.

Only within the terms of the rental contract, if it says no sub-letting, then guess what no sub-letting.
If I found someone sub-letting my property without permission I would proceed down the road towards eviction.
Why should I go through the process of checking and referencing a tenant only to find that a totally unknown person is living in my property for whatever reasons.
In this instance particularly, there is probably an insurance issue, LL insurance will in most cases not cover for this short term holiday type letting.
unauthorised sub-letting just shows alack of respect IMHO, both for the contract and for the LL and would lead me to wonder what else might be going on.

SuzieSue

SuzieSue wrote: »

But the tenant might not have any assets and the landlord could lose hundreds of thousands of pounds if her house burnt down.

All the landlords insurance policies I have seen would not allow this sort of subletting and so wouldn't pay out.

And if the LL has a mortgage, I doubt her mortgage company would allow it.

SuzieSue

SanguineSteve wrote: »

Ignoring this exact case, It just seems unfair/unjust to me that a tenant can take risks with property, that is not their own, with very little actual risk to themselves. That this has concerned me and has been met with a general shrug of the shoulders from the respondents in here saddens me and just makes me think i'm not cut out to be a landlord.

I think for the sake of my mother's sanity (and mine, i'm the one that has listen to her....) i need to convince her that it's actually none of our business and that she should do her best to ignore it and get on with her life.

But you do not know anything about the people who have replied on here. For all you know, they might all be tenants doing exactly the same thing as the person next to your mother.

Guest101

SuzieSue wrote: »

But you do not know anything about the people who have replied on here. For all you know, they might all be tenants doing exactly the same thing as the person next to your mother.

Equally you don't know if the tenant has permission to sub-let.

macman

PlutoinCapricorn wrote: »

But the tenant isn't living in the property!

Is that a requirement of the tenancy agreement? There are thousands of flats in central London rented (or owned) by high-income overseas tenants who probably occupy them maybe a few days a year at most.
If OP's mother reports it to the LL, and the tenant is evicted, then the new tenant might just be the neighbour from hell. If sub-tenants are causing no disturbance, leave them be.

SuzieSue

Guest101 wrote: »

Equally you don't know if the tenant has permission to sub-let.

When did I say I did? Hopefully the LL knows what is going on but if not, then as a friend, the OP's mother should tell her.