Need advice following incident

Quentin

lisa110rry wrote: »

I'm responsible (among many other things!) for the fleet insurance for our company.

....The other party has up to three years to file a claim ....

Don't you need any training for this job?


(You have 6 years to make claims for property damage - the three years you quote is just the time limit for adults to make injury claims - minors have until their 21st birthday to put in claims)


So you need to keep your insurance records for at least 6 years and not just the three you appear to be doing so now!

Katieb94_2

lisa110rry wrote: »

I'm responsible (among many other things!) for the fleet insurance for our company. I tell you this because we have recently had a similar situation.

My advice is that you should contact your broker/insurer and complete a claim form with a really good description of what happened and a drawing showing where you were, where the other driver was, etc.

The other party has up to three years to file a claim and you should get the details to your broker as soon as you can, or you may forget details.

If he comes to your house again, you should indeed call the police as they will be able to issue a civil order of protection which will mean he must stay a certain distance from you.

Good luck. It's a bad situation to be in. A front facing camera may be of use in future?

I did mention this to my partner. so it may be on the cards
I saw a similar incident happen this morning just down the road from my home. But instead someone had actually pulled out in to the road into the path of another vehicle. The road is 30mph and to avoid collision the vehicle travelling along the road came to an emergency stop, and may I add it was chucking it down this morning. So in dry weather conditions even if I had pulled into the road which I hadn't at 30mph an emergency stop is doable.

Katieb94_2

Okay so all that aside.
If with what my insurance has said that he cannot claim on my insurance, would this then be the end of it? After speaking to my parents apparently some people pursue court case etc? I'm just curious as although I can see various opinions on the matter, at the end of the day I was a stationary vehicle.

Quentin

If you get any further correspondence over this (including any court papers) then just pass them on to your insurer to deal with.


(In the unlikely event you end up being sued in court then your insurer will defend and if you were to lose they would pay out any money awarded to the third party)

Katieb94_2

Quentin wrote: »

If you get any further correspondence over this (including any court papers) then just pass them on to your insurer to deal with.


(In the unlikely event you end up being sued in court then your insurer will defend and if you were to lose they would pay out any money awarded to the third party)

Thankyou Not sure how it all works if I'm honest! But thanks for clearing that up

JimmyTheWig

Katieb94 wrote: »

would this then be the end of it?

Would the OP need to declare this when getting insurance in the future?

Katieb94_2

JimmyTheWig wrote: »

Would the OP need to declare this when getting insurance in the future?

I meant for involvement with myself. To be honest not in an offending way or anything like that but my partner and I were quite concerned when the elderly gentleman turned up at our house and appeared to have a mild shaking of his hands which did make us question if he was okay. But according to a neighbor who was familiar with the elderly man he has had this shaking motion for quite some time.

AdrianC

Katieb94 wrote: »

sorry typo was supposed to say 300*

300ft? So call it 100m. 30mph limit?

30mph is just under 14m/sec, so 100m at 30mph should take just over 7 sec.

The Highway Code stopping distance from 30mph is 9m of thinking distance and 14m of braking distance. The average car is 4m long, and the bare minimum eyesight requirement for driving is to be able to read a number plate at 20m.

Whether he was exceeding the speed limit or not is almost irrelevant. If your guesstimate of distance is correct, then he was away with the fairies.