New housing estate social housing

Norman_Castle

C_Mababejive wrote: »

Now the queston is,, do hard working families want to sign up to a mortgage to buy a new home in what is essentially a council estate,be part of someones big social experiment and live with people who have been gifted a new home for nothing (assuming they get HB),maybe dont work..whilst THEY go out to work every day and sweat to pay a mortgage for exactly the same thing?
.

The properties may be the same but the finances aren't. The person paying the mortgage is investing in an asset.

kimbyanne

I am shocked at some of the responses, so many snobby people. As for the "do hard working families want to buy next to "social housing", seriously? So the fact I live in a shared ownership property makes me somehow less hardworking than you?

If you buy a new build, chances are (unless its a really small development) its going to have social housing. If you don't want to live near social housing, don't buy a new build, easy as that.


I live on a new build development and we purchased our house via shared ownership, it was the only way we could get out of rented as no matter how much we saved for a deposit, we were priced out. The fact that to most of you, this makes me an undesirable neighbour is ridiculous. Our house is immaculate inside and out, as is all the other "Social Housing" in our area.

I have lived there a year and the only "nuisance" neighbours I have seen are actually people who own their houses privately!

C_Mababejive

Norman_Castle wrote: »

The properties may be the same but the finances aren't. The person paying the mortgage is investing in an asset.

Indeed although it could be a depreciating asset or one that is more difficult to sell on.. They might decide its best to invest elsewhere if they are in possession of all the facts.

C_Mababejive

#23 I hear you Jane and there are valid points you make. I will just add that i spent most of my life living in old style council housing and new style social housing and i have views of all facets of the debate.

makeitstop

Norman_Castle wrote: »

Friends of mine who are owner occupiers recently had a skip provided by their inlaws because they couldn't believe how much crap was in their crappy garden. I live in social housing. There's no crap in my garden. I also know the difference between young families and "Young family's".

"It's just you don't want them to think them and us".It sounds like you're doing that, not them. Please don't judge others by your standards.

If you feel living near these people is beneath you then do them a favour and live elsewhere.

Well said Norm, I agree with your sentiments.

However, what Pasturesnew says above is also very true.

There are all sorts of people living in social housing from the best to the worst. However, if I was considering purchasing a property near any social housing, it would most definitely put me off if there was junk or evidence of disregard all over the place.

Lily-Rose_3

TBeckett100 wrote: »

I'd give it a miss.

If they work they'll tend to be shift workers and therefore clunky old cars or vans will Fire up. In summer they'll have their kids in the garden or hanging about when there are older and one will have a yappie dog.

Also you'll be up going to work in the dark seeing their curtains drawn knowing your tax is paying largely for them to live subsidised in the same house as you.

Avoid at all costs. Social housing should just be built in areas away from private homes

OK I’ll bite.

This is quite possibly the most judgemental post I have read on here for months.

Where did you come up with these ‘facts?’ People who are in social housing (who work,) will automatically be shift workers, with a manky clunky old car, a 'yappie dog,' and will have kids in the garden (GOD FORBID KIDS PLAY IN THE GARDEN!)

And my favourite ‘fact;’ all people who live in social housing are subsidized by tax payers?

So everyone who lives in social housing, and has a job, will automatically work shifts? Where is the source for this ‘fact?’ What kind of job will people in social housing (who work,) do for a living that will warrant them all working shifts? Go on, tell us what jobs these people - who you clearly think are beneath you - will have?

And how on earth did you come to the conclusion that homeowners taxes are paying for people living in social housing? Especially if the people in said social housing actually work?

DH and I have lived in rented homes, and also, we have been homeowners. We rented for about 5 years when very young, then owned for almost 20 years (3 different homes,) and then went into private rent for about 3 years, and then moved to our current home (a social housing bungalow) 3 years ago.

I can categorically say that the worst neighbours we have had – wherever we have lived – have been ‘homeowners.’

A house we owned when our daughter was a baby, was fine for 3 or 4 years when we lived next to a lovely couple in their 20s, and then they moved and a couple aged 45 bought the house and moved in. They constantly played loud music, and rowed a lot. We asked them time and again to turn down the music, as we had a little baby, but they never did.

Also, he worked shifts too, and he would bang and slam doors in the house at 5.30am, and rev the car up for 5 minutes or more, waking us all up.! Another homeowner who works shifts! Who knew?!!!

It caused so much stress for us - especially as our baby couldn't sleep properly with the loud music and banging doors and screaming and yelling - that we put the house up for sale 7-8 months after they moved in.

In another house, we had one neighbour who was an old man, who was the most obnoxious and arrogant old curmudgeon that I had ever had the misfortune to encounter. He purposely had his tv as loud as it would go (in his bedroom,) at 1 and 2 and 3 in the morning, keeping my daughter awake, (and also me and DH.)

When I asked him to please turn it down, he turned it down for 5 minutes and then cranked it back up! In addition, he had his stereo loud and constantly yelled at our daughter and her friends when they were literally just SITTING in the garden! Fortunately, he moved!

In that same property, (6 months before the old man moved,) new neighbours moved into the house on the other side, (a couple aged 28 and 40.) They had 2 dogs who they left alone a lot, and they just yap yap yapped all day. They were 'homeowners' and they had yappy dogs!!!

Fortunately they moved after about a year. So the next few years at that house were bliss, with the 2 sets of new neighbours who were lovely, and considerate, and quiet.

Also, in the private let we had some 4 or 5 years back, people both sides were ‘homeowners.’ The one family had 5 kids – 3 still at home, and 5 grandkids, and almost every day, they were shoved in the garden on the trampoline, screaming and hollering, for hours. Also, they had a party EVERY week, with music blaring out. And he worked in a factory! Doing shifts!!!

The neighbour on the other side (also ‘homeowners’) had 3 kids, and constantly rowed and argued and played loud music, and he spent half his life doing up old banger cars on their 6 car drive. The kids screamed half their waking hours, and the 2 dogs THEY had constantly yapped.

I am not saying that 'renters,' are all wonderful people and great neighbours, but in our experience, more of our 'nuisance neighbours' have been ‘homeowners.’

We now live in social housing in a cul de sac, and half the people in the road are with the same housing association as us, and half are ‘homeowners.’ My immediate neighbours and 2 across the road are social housing, and the loveliest people I know, and are great neighbours. It’s also a very quiet, semi rural area, and I wouldn’t live anywhere else. This is a mix of owned and rented, and everyone gets on well.

As someone said earlier in the thread, if you think people are beneath you if they rent, then stay away, and move to a place where it’s ALL homeowners – I am sure they will all be such lovely amazing middle class people! Oh and that’s if you can find a place that is all homeowners; seeing as how loads of ‘privately owned’ homes have been repossessed, and now have private let tenants in them.

It does make me laugh when people have this horrible judgemental attitude towards EVERYONE in social housing, like they are all pond scum who leech off benefits and off society. Why? Is it jealousy? Is it a lack of understanding and education on the subject? (It sounds like it, with comments like ‘my taxes are paying for your social housing PMSL!’) This bashing and nastiness towards people who rent needs to stop. It’s cruel and unnecessary, and in many cases, totally unjustified.

Many people who rent now are hard working citizens, and people who are ‘homeowners’ are no better. What’s more, I wouldn’t swap back to being a ‘homeowner’ now for all the tea in China. Living in a little 2 bed bungalow on the fringes of a little market town close to countryside, with a tenancy for life and no worries about having to fork out for expensive repairs. Why the heck would I swap this?

And contrary to what some people choose to believe, some people in rented accommodation do not spend their lives on benefits. Me and DH don’t receive a PENNY in benefits, and pay full rent.

People really need to get their facts straight before posting!

nickyg2000

I just dont get why you have to leave !!!! in your front garden! why?? you get a free house and treat it like !!!!. The rich and the working class get houses. what about the middle classes??

Btw the steriotypes are there to see fat woman smoking out their fronts doors and dropping butts on the floor etc etc and I could hear a yappy dof for the record

Norman_Castle

makeitstop wrote: »

There are all sorts of people living in social housing from the best to the worst. However, if I was considering purchasing a property near any social housing, it would most definitely put me off if there was junk or evidence of disregard all over the place.

What difference does does it make if its social housing?. If an owner occupier or private renter does the same is that any different?.

C_Mababejive

Norman_Castle wrote: »

What difference does does it make if its social housing?. If an owner occupier or private renter does the same is that any different?.

It can vary. Sometimes it precipitates buy to let blight.

piglet25

I'm sure all those people in the social housing in that area would much rather that you did not move in and lower the tone with your ignorant attitudes.