Crashed into and other driver fled the scene

tir21

Someone came over into my lane and took out wing mirror and doors but did not stop

My insurer has put me through to the department that deals with fault claims

Can they deem the accident as my fault when I'm the one that stopped and reported the incident to the police?

System

It will be an at fault claim unless/until they find the other driver and get them to accept liability

force_ten

tir21 wrote: »

Someone came over into my lane and took out wing mirror and doors but did not stop

My insurer has put me through to the department that deals with fault claims

Can they deem the accident as my fault when I'm the one that stopped and reported the incident to the police?

yes it will be at fault because it is your insurance that will foot the bill for repairs

I had the same thing happen to me other driver texting crossed into my lane and hit the wing mirror and went down complete side of the car from drivers door back causing over two grands worth of damage

and then drove off by the time i swung around to give chase they had gone, I was hoping that they would have stopped to see what damage they had done to their car but no luck

My insurance paid for the repairs and i took the at fault claim on my insurance record

arcon5

Fault in the eyes of the insurer does't mean the same as what you or I think it means

=rizla=

tir21 wrote: »

Someone came over into my lane and took out wing mirror and doors but did not stop

My insurer has put me through to the department that deals with fault claims

Can they deem the accident as my fault when I'm the one that stopped and reported the incident to the police?

Depending on what road it was etc you could try to get some cctv from petrol stations etc, or appeal for dashcam footage/witnesses, good luck.


I've bought a £30 dashcam for exactly this kind of situation, I have to say i'm pretty impressed with it for the cost.

peter12345678910

I got this 2.7 inch screen Dual Camera 5MP Car Blackbox for 26.70.

Still working after 2 months. This has had so many good UK and USA reviews.

On YouTube it says it has a battery leak if u keep connected to the GPS, but when I was sick I did not drive the car for 3 days, and it kept its charge, so maybe they have quietly updated it.

iolanthe07

It is a no claim bonus, not a no blame bonus.

foxy-stoat

!!!!!! wrote: »

It will be an at fault claim unless/until they find the other driver and get them to accept liability

Which they wont do, even if the other driver stopped they will deny liability. Without witness statements or camera footage it will be go down as at fault claim.