Wednesday 21 Oct - What small DFW things will you do today?

chocolatelover93

Hello everyone,
Hope you're all doing well, still catching up with everything (on the 11th of Oct at the moment!! - really fell behind!!)

LegoMum - how do the bounts points work? And how do I sign up, need to start moving more and loose a bit of weight.

Anyways, here is today's list
- B/L from stores (dinner at mums)
- FPL
- Blog post
- NSD
- Go to old house and check for post
- Sign up to LuckyPhone

Hope you all have a good day

foxgloves

Afternoon all,
Bit of a mixed day, as had planned shed & garden tasks but it poured with rain all morning & has only just brightened up, so I have been having a useful indoor day instead. Money-saving bits today are:
*Ordered 3 Christmas presents - ok, not money saving in itself, as it's obviously a spend, but I do find that being organised with gifts & getting them ordered in good time saves in the long run because it avoids that rush out to the shops to buy something so urgently that budgets go out of the window.
*Saved a bit of energy - washed hair & let it dry naturally, only hoovered the 2 rooms which needed it & very cheap ironing, as amazingly only TWO items in the basket actually needed pressing. Now that's my kind of ironing!
*Made rye bread, which is now proving. Will have to shape it in a minute.
*Responded to cryptic ebay message from someone who wanted one of my items but didn't bid & now the auction is finished.
*Did some surveys. Only 20p to go until Onepoll cash out. Watch me not get any surveys for the rest of the month, lol.
*Read through new home insurance policy documents & signed the dd agreement for sending back, so that can all be set up in time. It was worth cancelling my old policy & buying a new one (same provider) as a new customer because the renewal quoted my new monthly payment at over £34 a month, but by cancelling & rebuying, it's knocked these payments down to £19 a month. That's almost £15 a month saved. Even at the current year's prices, I was paying £29 a month, so it's defo worth doing. Had my usual moan to them about loyal existing customers premiums being used to subsidise cheap discounted rates for newbies.
*Updated budgets.
*Updated a couple of new amounts on my regular budget spreadsheet.
*Jacket potato night tonight. Very money saving. A big jacket potato popped in the oven for each of us, & topped with whatever we fancy from all the single portions in the freezer. This is where you can really see the money saving benefits of freezing leftover portions. Chilli for me tonight on my tatoe & chicken stew for mr f.
*Did a big pile of financial/admin filing.
*Make tomorrow's packed lunch.
*Sort out dates of a few festive events we want to go to. Free or cheap & cheerful.
Well, it's definitely stopped raining here now, but it looks extremely soggy underfoot, so I think I'll postpone my 1 hour's daily gardening & put the time into knitting Dad's present instead. That would be equally useful, though will still need to put my boots on & go out to round up all today's pears which are strewn under the tree.
OK, have a nice afternoon all.
f x

xxxJOJOxxx

Afternoon all


Daily Dfw's & Pure Money
Check online Banking ~done~
Check and delete some emails ~done~
Leave Purse at home during the school run ~done~
Order repeat subscription ~done~


Home & Decluttering
Quick tidy up once little ones in bed
One bag sorted for charity shop ~done~
Sort one drawer out ~done~


All Things Old School
Mend at least one item
Junk mail turned into scribble paper for dd2 ~done~
Sort out childcare for dd1 for upcoming holiday
All clothes ready for tomorrow
Lunches prepped for tomorrow
All meals from stock


Extra Money Opportunities'
Onepoll
Music magpie some Dvds

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
  
• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

List checked 29 Sept 2015.

allydowd

Hello,

Just about to go for a pre-work bath and relax. Tonight's going to be pretty full-on.

Just a mini-list for today:


Debt-Free Nillionaire Month 5:

* Spent nothing.

* OH is re-designing all her own business stationery: no cost.


Have a good evening everyone.

PurpleFairy26

Evening everyone. On jollies this week so first chance to post. Have been reading, hugs to those feeling poorly. Condolences to CLF. Despite being away we've had a pretty good week even though we've had a few treats.

Still using fridge/perishable contents we bought with us
DH gran gave us some goodies she thought we'd like
Went to big town today to visit relative. Went on bus so saved on parking. Got treated to lunch. :j one driver did charge me when I had an all day ticket, so will write and ask for my £6 back
Will gift a pudding to another relative tomorrow as they will use it and I'm trying to be good
went for a run on the front yesterday, will do so again tomorrow.
Load of washing in holiday home, currently drying. Another will go on later. Will use their TD to dry clothes if need be before we go home
Check banking, PAD and update spreadsheet
Investigate landlord insurance if I can from my phone.

Enjoy your evening everyone.

Own_Worst_Enermy

Gave landlord notice
Was meant to give notice to employer as well - but they are in a meeting and no where to be seen
Realised my guilty secrets are costly?

It's my birthday - Kind of wish I had called in sick now, I would have got away with it as no-one knows it's my day.!

crazy_cat_lady

Today I really wish I had gone back to bed and not bothered. Ah well.
DNMS - hope that things went ok for you today.

crazy_cat_lady wrote: »

[STRIKE]:o check banking :eek:[/STRIKE]
[STRIKE]:o leave a list of jobs for dh[/STRIKE]
[STRIKE]:o read Martin's email[/STRIKE]
try and mark a set of books
do not let the kids get to me :mad:
be kind to myself
[STRIKE]:o nsd apart from petrol in the car[/STRIKE]
[STRIKE]:o all meals from stores[/STRIKE]
practise some positive thinking instead of feeling stressed
[STRIKE]:o full teaching day[/STRIKE]
[STRIKE]:o continue new routine with ds[/STRIKE]

determined_new_ms

Happy birthday OWE! I'm intrigued by the "my guilty secrets are costly" comment!

dizzyblnd

Another very tired teacher checking in. 3 nsd in a row this week but not much energy for anything else. B/l/d from stores.