Wednesday 21 Oct - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending! :money:

crazy_cat_lady

Morning all
I feel rough, rough today Physically unwell - I've been up most of the night and not feeling the love at all today. Never mind - the end is almost in sight for half term, where I am planning sleep for a week, but suspect I'll get nothing of the sort
List for today:
check banking :eek:
leave a list of jobs for dh
read Martin's email
try and mark a set of books
do not let the kids get to me :mad:
be kind to myself
nsd apart from petrol in the car
all meals from stores
practise some positive thinking instead of feeling stressed
full teaching day
continue new routine with ds
Have a good day all :beer:

determined_new_ms

Morning thanks for starting the thread Cat I hope with a little luck and some paracetamol you manage to get through the day without feeling bad :A

Midway point of the week & it's supposed to be contact day. I'm not entirely convinced it's going to happen. dd didn't show up last week or contact me. It's been upseting me that she just let's dgd down and allows me to worry about her. So I have said she needs confirm before 9.30 she intends to come or I will assume she isn't and will make other plans. I have also said I'll meet her at the soft play rather than she comes here and I give her a lift. We'll see but I'm not convinced she'll make it....

Small things for the day:

* an hour in the garden at some point did 1/2 hour of picking up leaves and putting in a rubble sack. Will store in the garage to make fertislier for beds
* checked cc & it's been issued for the month so I could do a big shop - or I can continue with trying to reduce stocks. Think we can go another few days
*[STRIKE] check banking[/STRIKE] whoop been paid for a ms assignment I did last month :T transfered £30 into my bank account :T
* ms assignment
* [STRIKE]read newsletter[/STRIKE]
* mince out of the freezer to make a big batch of spag/chilli/shepperds pie
* flylady the bathroom - really must do this today!
* photo & list a few things on fleabay
* post ebay sale
* hopefully meeting up with bff this evening at a little pub that is 1/2 way between our houses for a catch up. Hope this happens!

Ok that's all I need to do I think. Happy hump day everyone x

ziggy2407

Good Morning Everyone

CCL - Thanks for starting us off
DNMS - Big hugs, hope your daughter contacts you

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will:

Packed lunch for DH & DS
Bump all sale listings/freecycle/facebook
Check Banks
Continue purge on Emails
Surveys
Enter a few comps
All meals from cupboards/fridge/freezer
Read book
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win
Check Lucky Phone

Have a good day!

C x

twiggy86

Morning all!

Well it! wet and mi!erable here, !o hope it! better where yo! all are!

Today I have/will:-
* !he!! ban!!
* De!ide what to do with ex!e!! in bill! a!!o!nt - !! or toward! renovation!?
* Ta!e thai !!rry o!t o! !reezer !or dinner
* Ta!e l!n!h to wor!
* !pdate wor! expen!e!
* Read Martin's email
* Earn more on OnePoll
* !tart !pread!heet !or next month
* Order xma! pre!ent
* Pay money into bank at lunch - will park further away for free and walk despite the rain!
* Dinner !rom !tore!
* Tidy bedroom

We're pla!tering/de!orating the living room at the moment and I really !ant wait !ntil it! all done and I !an get !ome order ba!! in the ho!!e and give it all a good !lean!

My mum told me that in the Lidl mag in store now there's a £5 off a £40 shop starting this weekend in case anyone shops there.

Hope yo! all have a good day!

determined_new_ms

Twiggy I feel your pain! After renovating a whole house (having our bedroom plastered on Friday and it's the last room :beer:) I can honestly say plastering is (almost) the worst and causes chaos! (k noc king throu gh the wall between the dining room & kitchen was the actual worst!)

carrielovesfanta

Morning all,


Thanks to ccl for starting us off
DNMS - I hope that your dd makes it


I just wanted to start by saying thank you to everyone for their kind wishes and condolences


Back to work today but OH going to his mum's so he's not on his own.


List for today:

• B/L from stores - done
• Meeting friend for dinner. Must keep it cheap as am over budget for my personal spends already
• Update meter readings. Glad that account looks ok now. - done
• Charge phone in work - done
• Try to book restaurant that we have voucher for. Voucher expires on the 27th. Reprint voucher as last one got wet.
• Check online banking and reconcile spreadsheet (awful) - done

OH has said that he wants to get our jukebox fixed in time for a party that we're having at the end of November. It will be at least £300 - I'm pretty certain that we don't have this and I really don't want to prioritise it. Hopefully we'll sort something else out


Anyhoo, I may add some more stuff during the day.


Have a good one all


clf x

carrielovesfanta

Someone attacking the site? I see lots of !!!!!!

twiggy86

Pleased its not just me CLF! I can't make head nor tail of whats written! Although funnily enough, your post looks fine!

lego_mum

Morning all, Thanks for the start CCL, I'm also struggling to read posts as lots of missing letters replaced with !!!
Dnms , I hope that your contact day works out.
Ccl, hope you are feeling better soon.

Today's list from me
Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
[STRIKE]:starmod: Walk the boys to & from the bus stop [/STRIKE] friends over after school I'm doing the school run
:starmod: Gym class – aiming for 5 a week (works out to less then 80p/class!)
:starmod: Fill water bottle at the gym
[STRIKE]:starmod: Shower/dry hair at the gym, save my water & electricity! [/STRIKE] Nope left gym bag at home by mistake
:starmod: Walk at least 7000 steps to get bounts points
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed

Daily jobs:
:starmod: Check banks/update spreadsheet
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything)
:starmod: Use something out of the food use up box
:starmod: Plan today’s meals from stores
:starmod: Make families lunches for tomorrow
:starmod: No heating on yet, plenty of blankets & jumpers available 

Tidy home = Tidy mind
:starmod: Hoover carpets
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard
:starmod: Gather together items for the cs

Money making schemes
:starmod: Inbox pounds 5 searches
:starmod: Swagbucks
:starmod: Check Fpl
:starmod: Check luckyphone
:starmod: Check for surveys
:starmod: Rm survey done and 70p up on the deal today

Freebies/vouchers/offers
:starmod: Check 02 priorities
:starmod: Check tcb/quidco
:starmod: Check cos/shopit

Extras
:starmod: Sew missing button onto my winter coat & DS2'S MEDAL - IF THIS IS STILL ON MY LIST I NEED A VIRTUAL KICK UP THE REAR!!
:starmod: Dad has sent over some ys peppers/celery etc that I need to dice & freeze

twiggy86

determined_new_ms wrote: »

Twiggy I feel your pain! After renovating a whole house (having our bedroom plastered on Friday and it's the last room :beer:) I can honestly say plastering is (almost) the worst and causes chaos! (k noc king throu gh the wall between the dining room & kitchen was the actual worst!)

We were lucky that we managed to knock through walls, replumb, rewire, move the kitchen, redo the bathroom and plaster and paint upstairs before we moved in, so that saved me a lot of stress! This is the last of the plastering until the extension. I will be so happy when its done, but I refuse to speed up the process by getting into more debt (part of the reason for the debt was the renovations).