Money Moral Dilemma: Is it OK to earn cashback for friends' payments?

Ebenezer_Screwj

I don't see why not. Just say you don't have enough cash and prefer to pay by card.

Revengant

Yes, It's quite a normal thing to do this, but I wouldn't mention the cashback.... it just sounds a bit petty.

fewkeste

Augustus_the_Strong wrote: »

It's perfectly normal to take the cash and pay the whole bill by credit card - I don't think you need to be so calculating about it.
What is not acceptable (which I've seen done) is for the cash payers to include a share for the tip, but the card payer to pay the whole bill with no tip.

My friend's brother in law used to do this regularly on family meals out until the family got wise to his antics.

tallgirld

Sounds so cheap! Go ahead and save yourself a grand total of £1 whoo hooo

lisyloo

Sounds so cheap! Go ahead and save yourself a grand total of £1 whoo hooo

If you have an AMEX card giving 5% then it's worthwhile going out of your way. For me that's when I make an effort.
I agree that otherwise it's hardly worth the bother.

redux

Surely this question is a bit out of date?

Most of the few cards that still have cashback pay about 0.5%.

But I think we can freshen up and invert the dilemma.

You're sitting there with a credit card that pays 0.5% cashback, and a TSB debit card that has its promotion of 5% cashback (first £100 spending per month) for contactless payments.

Two friends actually suggest you to pay the whole bill, then adjust cash, as you borrowed a few quid from them last time. The whole bill is over the £30 contactless limit, but you would be below £30 if you only paid your own ...

zzzzzzzz, who cares, it's still trivial, and you can probably make up the TSB spending elsewhere like the supermarket anyway

Perhaps 50 pence or a quid difference at most - some money saving impulses are overdone

tabaira

That sounds v sensible to me...it would be a pity to miss out on a
any advantage.

TheBanker

Here is a suggestion for next week:

Your neighbour is ill. They ask if you can pick up a 4 litre carton of milk when you're at the supermarket. They give you £1 which is the exact price of the milk. When you drop the milk off at their house, should you charge them 5p for the carrier bag you've put it in?

lisa110rry

Good question Banker. In that situation I would purchase the milk at Booths (guaranteed fair milk price), not use a carrier bag (why would you for four pints of milk?) and say to neighbour 'don't be silly, I may be ill some day and need help, it's a pleasure to help'.

'Do you need me to collect the children or do them some tea and put something on for you and your husband later?' Would be the next sentence.

AfroKinky1

Yes, I do it. It really doesn't amount to anything worth mentioning.


In my case spending £200 outside of the store that issues the card would get me a £1 voucher to use IN the self-same store that issues the card.


£800 of spending and I get a free meal deal. Whoopee NOT!