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Cashback on contactless debit card

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  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    EarthBoy wrote: »
    Doesn't it make a mess of their accounts? It will look like they've sold a lot more than they really have, and there will be less money in the till than there should be.

    Some point of sales systems can deal with it fairly easy.
  • Heng_Leng wrote: »
    Makes little difference to the bank but the merchant will be in breach of their agreement and liable to chargeback.

    How would the bank know that there was an opportunity for a chargeback unless the cardholder told them that there was an element of cashback with that purchase that the retailer hadn't identified when putting the transaction through?
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