Please help me find somewhere affordable to retire.

moneyistooshorttomention

RAS wrote: »

Or Kippax - higher up so less likely to flood.

http://www.rightmove.co.uk/property-for-sale/property-50898853.html

I preferred the look of this one to the last one - though cant see what back garden is like.

The garden set-up looked rather odd to the previous house link - like one of those set-ups where there really isn't enough room for even pocket handkerchief "gardens" for the houses - but someone somewhere has tried to find a way to say the houses have a garden.

With this particular house though - I think there might be possible future noticeable external expenditure. That garden talks about "retaining" walls. I've often noticed that retaining walls carry a possibility of noticeable future expenditure (eg to keep the higher garden from falling down into the lower one iyswim).

RedheadFred

moneyistooshorttomention wrote: »

Whilst that's true - I believe people needing frequent prescriptions can get a "season ticket" for the year that will cover all the cost of their medication?? (from memory - I don't think it was that dear either).

That's interesting - my partner has a serious health condition, so we've always casually joked that we'd never be able to afford to move to England. America would still be a no-go though!

edinburgher

Lleucu wrote: »

choose somewhere that is cheap to heat.

• double glazing
• loft insulation
• newish gas boiler / on gas mains
• log burner or similar
• insulated floors
• cavity wall insulation
  
  Solar panels also good.
  

I doubt there are too many houses with solar panels and a log burner doing the rounds for £90k

Anyway, a log burner isn't cheap unless you have a free source of wood and someone who has retired due to ill health may have difficulties hauling around heavy logs etc.?

moneyistooshorttomention

RedheadFred wrote: »

That's interesting - my partner has a serious health condition, so we've always casually joked that we'd never be able to afford to move to England. America would still be a no-go though!

Errrm....:rotfl:- your location details "may" just need updating....as its down as being "Bristol" according to your logo:rotfl:.

Tell me about it re America - as I have an American penpal and some of what she tells me is quite a revelation....

I would worry myself sick re health care costs in America. In Britain - I tend to think "Oh well - worst case analysis is a few thousand £s:eek::eek: to pay for what the NHS should pay for...but was refusing to". Not a very good scenario - as I do have visions of the possibility of the NHS driving me into debt to deal with their shortfalls....but I take a personal view that if "They do = they do and I tell everyone that its not "my" debt (ie I'd been irresponsible with money and spent on loadsa consumer goodies I couldn't afford). I would tell people that the NHS had landed me with it and it wasn't "my fault", as I'm very good with money personally:cool::(".

Amber_Sunshine

Bridlington. On the coast, all the facilities, and plenty of 2-3 bed houses within your budget.

moneyistooshorttomention

Of course - the problem to all this is that = there are quite a few other people in the same predicament and not just Some Of Us Personally.

That is the scenario the OP is up against.

I do sympathise, as I've checked out whats what across the country (ie England and Wales anyway - if not the whole of the country) and come back with an answer that boils down to "My personal Home-As-Should-Be now costs about £100,000 more than most parts of the country charge for a 3 bedroom mid-price range property" and that represents A Problem if you cant (for whatever reason) get a mortgage to cover that £100k shortfall.

I do sympathise as my own personal Home of Choice would mean a £100k mortgage in my own area - and hence I had to move:mad::mad::(:mad::mad:. <Shrugs smilie>

I do hope OP can work this out - and will come back and tell us the result of all this...

I am interested to know just what other posters do when they are up against this particular problem.

moneyistooshorttomention

rich11 wrote: »

Allerton Bywater West Yorkshire

http://www.rightmove.co.uk/property-for-sale/property-36534993.html

Thanks.

Cheapest Forever Home standard is £120,000 at the moment and errrmm not very big...



Mygawd - how can "Forever Homes" cost so much?:eek::mad:

lazer

Northern Ireland


Relatively cheap property prices, most of NI is within an hour of Belfast (The furthest parts about 1 1/2 hours) for medical care etc, and there is a number of regional hospitals and care centres etc.


Many lovely coastal villages and towns.


http://www.propertynews.com/Property/Downpatrick/14962101496000784/37-The-Ward/349690973/Page5


A semi detached bungalow in a coastal fishing village, but near a good sized town (Downpatrick)


http://www.propertynews.com/Property/Ballycastle/PMS670135/94-Market-Street/349690973/Page5


Needs a bit of modernization, but in a popular seaside town

bouicca21

There's always Scotland - Fife is gorgeous, and cheap.

http://www.rightmove.co.uk/property-for-sale/property-51037831.html

moneyistooshorttomention

lazer wrote: »

Northern Ireland


Relatively cheap property prices, most of NI is within an hour of Belfast (The furthest parts about 1 1/2 hours) for medical care etc, and there is a number of regional hospitals and care centres etc.


Many lovely coastal villages and towns.


http://www.propertynews.com/Property/Downpatrick/14962101496000784/37-The-Ward/349690973/Page5


A semi detached bungalow in a coastal fishing village, but near a good sized town (Downpatrick)


http://www.propertynews.com/Property/Ballycastle/PMS670135/94-Market-Street/349690973/Page5


Needs a bit of modernization, but in a popular seaside town

Now those 2 houses don't look bad.

There is obviously a LOT more money needing to be spent on the 2nd one...but it could be made nice. The one thing I would say re 2nd one is "check out the office blinds percentage in the area of 2nd house generally".

Reason being that the area I moved to recently has a LOT of office blinds (ie those vertical blinds that offices have) in houses round here. I was walking round the area recently specifically counting them - and there are one HECK of a lot of houses round here that have them. I then checked out Rightmove for my "home area" (ie where I have moved from fairly recently) and there are LOTS fewer of them and quite a few house windows with nothing whatsoever to "block people out" (be it office blinds/blinds generally/net curtains/etc). We don't do "block outs" like that in my home area - but area where I am now does do this. I am rather coming to conclusion that this does denote something I am personally not very keen on.

I may be very wrong on that - but I am personally finding it rather offputting. Hence my future reference points (ie if I can afford to move again ever will include checking out the "office blind ratio" in the locality).

*********************

Whilst on the subject of Regional Tastes - there are differences between parts of the country on that front. Where I am from = we hide "Ugly". In this area - I'm frequently astonished at "Ugly" being in full view even on mid-price range houses (eg Oil Tanks/concrete block walls/etc). What I am used to personally is "Ugly is hidden - except on the cheapest price level houses" and I translate that personally into = "Ugly SHOULD be hidden".